How To Earn Referral Bonuses On Cowrywise

3 Mins read

Why should you not earn referral bonuses for inviting your friends? No reason at all. In this article, we explain the following:

  1. Why we give referral bonuses
  2. How to get your unique referral link
  3. How much you can earn from referrals
  4. How to make more from your unique referral link
  5. The terms associated with referral bonuses

Why Do We Give Referral Bonuses?

At Cowrywise, we believe that every moment for the customer must be rewarding. Referring your friends to us should come with some perks. Since we already offer top-grade security, free advisory, and great tools, we have decided to add an extra topping. Today, we’re announcing a more robust referral programme.

Do Referrals Affect My returns?

Cowrywise doesn’t pay you returns based on your referrals. You earn returns from actual investments. That is, your funds are invested in secure instruments like treasury bills and government bonds. In summary, referrals or not, you’ll earn because your funds are invested. Referral bonuses are just extra toppings.

How Do You Get Your Unique Referral Link?

Every member of the Cowrywise family has a unique referral link. This link can be accessed via our web or mobile app. To access it on our website, follow these simple steps:

  1. Log into your Cowrywise dashboard
  2. Tap “Referral” in the menu
  3. Tap “Share Referral Link” to share on social media platforms. You can also copy it.

If you choose to use the mobile app, here are the steps:

  1. Log into your updated Cowrywise app
  2. Tap your profile image
  3. Tap “Referral Program”
  4. Tap “Share” to copy the link or push to any social media platform.


You can update your mobile app here to access your referral link.

Alternatively, you can use the unique code. Your friends need to input it under “Invite Code” while signing up. Everyone who uses your referral link also earns a bonus. No one is left behind.

How Much Can You Earn From Referral Bonuses On Cowrywise?

For a start, you earn NGN250 for every successful referral you make. Those you refer also receive the same amount. Your earnings are paid into your Stash every month.

A referral is successful after the person you refer has made their first deposit. After that, you both earn bonuses.

Campus Ambassadors

As a campus ambassador, you are part of an elite group of the Cowrywise family. This extraordinary commitment comes with a great offer. It includes a fantastic welcome pack, access to high-profile events and personal development courses.

Also, as a campus ambassador, you earn NGN350 per referral. The proceeds are paid into your Stash every month. Sounds like an excellent way to make extra cash, doesn’t it? Would you like to be a campus ambassador? Apply here.

Corporate Ambassadors

As a corporate ambassador, you get rewarded for sharing Cowrywise with your colleagues at work. You also get free access to exclusive events, early access to amazing Cowrywise features, and enjoy sponsored event collaborations.

Finally, you’ll earn NGN500 per referral. The proceeds will be paid into your Stash monthly. If you’d love to become a corporate ambassador, please tap here to apply.

How To Earn More From Your Unique Referral Link

There are two great ways to amplify your link and earn more:

  1. Consistently share your link on your social media platforms
  2. Permanently post your link on your social media profiles

To share your link, create a fun and engaging message, encouraging your friends and family to sign up for Cowrywise. You should also tell them they earn a referral when they make a deposit.

Not sure what to say? You can use this:

“Get an amazing cash bonus when you signup with my Cowrywise link. Let’s enjoy this money together.”

To permanently post your link on your social media page, here’s what you need to do:


  1. Tap your profile image
  2. Tap the settings tab. It is usually represented by “…”
  3. Tap “Edit profile”.
  4. Scroll down to “Edit your About Info”. Tap it
  5. Scroll down to “Contact info”. Tap “Edit”
  6. Scroll to Websites and add your link as your website.
  7. Save your edits.



  1. Tap your avatar (profile image)
  2. Tap “Profile”
  3. Tap “Edit profile.”
  4. Input your link in the website box
  5. Save your edits



The process is similar to twitter. Although, if you want to have multiple links on your profile, you can use Disha. Disha provides you with one link that can redirect people to various sites you choose. Placing your Cowrywise referral link as number one will help you earn more.


Terms and Conditions

  1. To earn your bonus, the person you referred must make a deposit.
  2. Regardless of your referral level, those you refer earn NGN250 only.
  3. Do not refer bogus accounts or accounts using temporary email accounts.
  4. Do not use the program to refer new users with similar account details as yours.
  5. We reserve the right to withhold all your rewards and terminate your Cowrywise account without notice if you are found to have violated 3 and 4.

Now that you have a good grip on our all-new referral program, wouldn’t you like to start earning now? We look forward to making you more money!

If you have any questions, please send an email to or call +2348022212229.


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