Save Online in Nigeria, Earn 10-15% Annually - Cowrywise

Get on the right
side of saving

Saving can be much more than just storing money. Automate your savings and earn 10-15% interest per annum. No penalties. No fees. Absolutely free.

Get started now

Save towards your goals

cowrywise circle group savings

What's better than one billionaire? A Circle

Hit financial goals quicker and stronger by saving with friends.


For Collections

Contribute and invite friends to save with you towards acheiving goals. On maturity, circle creator withdraws all funds for collection.

As a Challenge

Nudge and challenge friends into getting better at saving money. All members of the circle have access to their savings at the end of the saving Cycle.

Join a circle now

Save according
to your values

Our halal savings plan is a purposeful plan built to comply with the islamic law, absolutely interest-free.

Nigeria halal savings and investment app online
Nigeria savings app online

β€œI probably didn't fully understand the power of small steps leading to big strides till I started saving with Cowrywise. The first laptop I bought, myself, was funded by the savings I built one step at a time with Cowrywise, the discipline made things easier.β€œ

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