Security of your savings and investment is a priority for Cowrywise. We keep your money safe and secure with multiple layers of protection.
Our team of experienced finance professionals invest in risk-free investment portfolios which include treasury bills, government bonds, and professionally managed mutual funds.
Our Payment processors are PCI-DSS compliant to ensure optimum security of your data electronically. All card and bank data are encrypted to prevent unauthorized access to sensitive information.
2FA is an extra layer of protection to ensure the security of your account beyond just a username and password. All verifications for key transactions pass through the the 2FA process on Cowrywise.
In addition to investing your savings in low risk financial instruments, these instruments are held on behalf of our customers by Meristem Trustees, registered with The Securities and Exchange Commission (SEC).
Our office is located at 5C, Reverend Ogunbiyi street, Ikeja GRA, Lagos. We host meet-up events to educate the public on personal finance, you should register to attend the next one.
Our payment processors are PCI DSS compliant to ensure all delicate data are encrypted and rendered unreadable.
Cowrywise is not a bank but a savings and investments company; we work with Meristem trustees regulated by the Securities and Exchange Commission (SEC) to ensure we take the right decisions with your investment.
Meristem Securities Limited is a Capital Market Conglomerate regulated by the Securities and Exchange Commission (SEC) of which Meristem Trustees is a subsidiary.
At Cowrywise you are your first personal financial manager, we provide all the tools necessary for you to take charge of your finances. However, our team of financial experts led by a CFA charterholder takes away the hassle that comes with choice of investment portfolios.
All automated transactions are done using your debit card, as we take away the hassle that comes with banking halls. Payments for savings and investments are made via your bank issued debit card, secure and seamless.
Your saved funds are securely invested on your behalf for the duration you choose. Our investment portfolio is a mix of high quality and low-risk financial instruments issued by both Central Bank of Nigeria and the Debt Management Office (DMO). The interest you earn is earned from the returns on these investments.