Modern investment management for fast-growing African businesses.

Security  • Liquidity  • Yield

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Trusted by top Nigerian businesses

A stress-free way to generate new revenue.

Sprout gives you access to the best crop of curated investment products that contain several asset classes— Money market, Fixed income and USD securities. It offers returns better than what is obtainable in a savings deposit with a bank.

Sprout revenue generation image illustration

Your money is invested in products regulated and approved by the SEC. Money is held by a third party custodian, Zenith Nominees, to completely eliminate the owner/manager conflict and protect investors.


Your money is invested in liquid assets, and can easily be converted to cash . Liquidity is one of the main investment objectives Sprout aims to achieve.


We view investing through a long term lens and we seek to grow your capital sustainably and ethically, to enable your business position for long term growth.

Sprout investment expert

Managed by investment experts.

Our teams of seasoned professionals have years of experience in the investment industry. You can trust that your money is managed by a unit working tirelessly to help you achieve your investment objectives.

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Better returns than your bank.

Our investments are designed to maximize returns and minimize risk, as our first goal is to preserve your capital. Whether you're investing for the short or long term, we have options to meet your needs.

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Sprout investment expert

Detailed reports for account reconciliation and audits.

A comprehensive breakdown of your investments, fees and earnings are readily available whenever you need them to balance your books.

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Direct access to various types of investments.

Mutual Funds

Mutual funds offer a lot of flexibility, and is perfect for managing periodic investments.

Invest in Mutual Funds
Fixed Notes

Fixed notes offer you tenored investments in naira or dollars and a predetermined interest rate over a period of time.

Invest in Fixed Notes

Put your business idle cash to work in 5 mins!

Setup a business investment account and start earning on your business idle cash in 4 easy steps.

  • Create accountCreate account

    Create a business account

    In a few clicks, create a dedicated account
    for your business and get verified, all for free.

  • Add moneyAdd money

    Add money from any Nigerian bank

    Seamlessly add money to your Sprout account
    from any Nigerian bank, and get instant value.

  • Add moneyAdd money

    Invest in securities

    Choose from a suite of carefully
    selected money market securities that
    ensure preservation of your business capital

  • Add moneyAdd money

    Earn and monitor

    Watch your business cash grow daily and
    transparently monitor your return to the
    last kobo.

A faster investment process

Put your spare business cash to work within 5 minutes. No lengthy paperwork, no complex onboarding, zero queues!

Multiple options, diversified

Put your business cash in a robust investment portfolio of money market securities from top asset managers.

Transparent insights, 24/7

Sprout gives an eagle’s eye view into all your investment transactions with a single, easy-to-understand dashboard.


What is Sprout?

Sprout is a tool for businesses to invest their spare cash in professionally managed, SEC-regulated investment products that will ensure capital preservation and provide ease of liquidity.

Who is Sprout built for?

Sprout is built for large businesses, medium-sized businesses and startups.

Will my investments be locked or inaccessible?

No. You have full access to your investment. Once you make a request to liquidate your investments, our disbursement process kicks in and you get your funds within two working days.

What is the minimum investment amount?

The minimum investment amount is One Million Naira

What investment options are available?

We provide both fixed and flexible investment options. You have the opportunity to select your preferred investments from a bucket of Mutual Funds offerings, Naira Fixed Notes and Dollar Fixed Notes.

Is my capital protected?

Absolutely, as a product dedicated to businesses, your investment capital is always protected. Your investments go into low risk money market instruments that are designed with capital preservation in mind. Sprout is a product by Cowrywise, an SEC-regulated asset management company.

How long before my liquidation request is processed?

Your liquidation request is processed within two working days.

What do I need to activate my Sprout investment account?

Activating your account requires a few business documents such as a Certificate of Incorporation, CAC Registration form, Proof of address etc. It only requires a few clicks and a few minutes.

I have more questions, how do I get in touch?

We’d be more than happy to answer whatever questions you have and provide you with the needed support. Simply send an email to and a member of our team will be in touch.