Create a business account
In a few clicks, create a dedicated account
for your business and get verified, all for free.
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Modern investment management for fast-growing African businesses.
Security • Liquidity • Yield
Create an accountTrusted by top Nigerian businesses
A stress-free way to generate new revenue.
Sprout gives you access to the best crop of curated investment products that contain several asset classes— Money market, Fixed income and USD securities. It offers returns better than what is obtainable in a savings deposit with a bank.
Security
Your money is invested in products regulated and approved by the SEC. Money is held by a third party custodian, Zenith Nominees, to completely eliminate the owner/manager conflict and protect investors.
Liquidity
Your money is invested in liquid assets, and can easily be converted to cash . Liquidity is one of the main investment objectives Sprout aims to achieve.
Yield
We view investing through a long term lens and we seek to grow your capital sustainably and ethically, to enable your business position for long term growth.
Managed by investment experts.
Our teams of seasoned professionals have years of experience in the investment industry. You can trust that your money is managed by a unit working tirelessly to help you achieve your investment objectives.
Try SproutBetter returns than your bank.
Our investments are designed to maximize returns and minimize risk, as our first goal is to preserve your capital. Whether you're investing for the short or long term, we have options to meet your needs.
Try Sprout
Detailed reports for account reconciliation and audits.
A comprehensive breakdown of your investments, fees and earnings are readily available whenever you need them to balance your books.
Try SproutDirect access to various types of investments.
Mutual Funds
Mutual funds offer a lot of flexibility, and is perfect for managing periodic investments.
Invest in Mutual FundsFixed Notes
Fixed notes offer you tenored investments in naira or dollars and a predetermined interest rate over a period of time.
Invest in Fixed NotesPut your business idle cash to work in 5 mins!
Setup a business investment account and start earning on your business idle cash in 4 easy steps.
Add money from any Nigerian bank
Seamlessly add money to your Sprout account
from any Nigerian bank, and get instant value.
Invest in securities
Choose from a suite of carefully
selected money market securities that
ensure preservation of your business capital
Earn and monitor
Watch your business cash grow daily and
transparently monitor your return to the
last kobo.
A faster investment process
Put your spare business cash to work within 5 minutes. No lengthy paperwork, no complex onboarding, zero queues!
Multiple options, diversified
Put your business cash in a robust investment portfolio of money market securities from top asset managers.
Transparent insights, 24/7
Sprout gives an eagle’s eye view into all your investment transactions with a single, easy-to-understand dashboard.
FAQs
What is Sprout?
Sprout is a tool for businesses to invest their spare cash in professionally managed, SEC-regulated investment products that will ensure capital preservation and provide ease of liquidity.
Who is Sprout built for?
Sprout is built for large businesses, medium-sized businesses and startups.
Will my investments be locked or inaccessible?
No. You have full access to your investment. Once you make a request to liquidate your investments, our disbursement process kicks in.
What is the minimum investment amount?
The minimum investment amount is One Hundred Thousand Naira.
What investment options are available?
We provide both fixed and flexible investment options. You have the opportunity to select your preferred investments from a bucket of Mutual Funds offerings, Naira Fixed Notes and Dollar Fixed Notes.
Is my capital protected?
Absolutely, as a product dedicated to businesses, your investment capital is always protected. Your investments go into low risk money market instruments that are designed with capital preservation in mind. Sprout is a product by Cowrywise, an SEC-regulated asset management company.
How long before my liquidation request is processed?
Your investment liquidation will be processed instantly and transferred to your wallet. From there, you can reinvest or withdraw to your bank account. Bank withdrawals typically take 24 hours.
What do I need to activate my Sprout investment account?
Activating your account is fast and easy. We only require your business registration number, at least one director’s BVN, your Certificate of Incorporation and your CAC Registration form.
I have more questions, how do I get in touch?
We’d be more than happy to answer whatever questions you have and provide you with the needed support. Simply send an email to sprout@cowrywise.com and a member of our team will be in touch.