Modern treasury
management for businesses

Security  • Liquidity  • Yield

Trusted by top Nigerian businesses

Put your business idle cash to work in 5 mins!

Setup a business investment account and start earning on your business idle cash in 4 easy steps.

  • Create accountCreate account

    Create a business account

    In a few clicks, create a dedicated account
    for your business and get verified, all for free.

  • Add moneyAdd money

    Add money from any Nigerian bank

    Seamlessly add money to your Sprout account
    from any Nigerian bank, and get instant value.

  • Add moneyAdd money

    Invest in securities

    Choose from a suite of carefully
    selected money market securities that
    ensure preservation of your business capital

  • Add moneyAdd money

    Earn and monitor

    Watch your business cash grow daily and
    transparently monitor your return to the
    last kobo.

Instant investment process

Put your spare business cash to work within 5 minutes. No lengthy paperwork, no complex onboarding, zero queues!

Multiple options, diversified

Put your business cash in a robust investment portfolio of money market securities from top asset managers.

Transparent insights, 24/7

Sprout gives an eagle’s eye view into all your investment transactions with a single, easy-to-understand dashboard.

Supercharge your revenue

Switch from leaving idle cash in the bank. Start generating safe, additional income while preserving your capital.

Ease of liquidity

Bypass rigid and fixed tenured investments. With Sprout, you can liquidate your investments whenever business needs arise.

Preserve your capital

Leverage low-risk investment products for your business, such as money market mutual funds from top asset managers.

Leverage technology
and asset management
to unlock better returns

Sprout gives you the power to leverage the combined strength of technology and asset management to enable you generate
additional income from your business idle cash.

Corporate treasury simplified for fast-growing companies

investment terms

No inconvenient investment timeframes. On Sprout, you can invest for the period of time that works for your business.

Liquidate easily,

Convert your investment to cash within 48 hours whenever there’s a need – no hassle of long queues, calls or paperwork.

Round the
clock protection

Sprout is built by Cowrywise, licensed by the SEC and PCI DSS- compliant, to ensure your investments enjoy bank-grade, top-level security.

What you see
is what you get

With an intuitive, easy-to-use dashboard, Sprout takes away complexity and jargons. No hidden fees. No bogus rates.

Unlock new
income stream

Earn returns and increase your total revenue with Sprout. Stop losing value by leaving your business spare cash in the bank.

Invest in carefully-curated assets

We’ve partnered with top asset management firms to give you access to investments that prioritize capital preservation. You’re in safe company.


What is Sprout?

Sprout is a tool for businesses to invest their spare cash in professionally managed, SEC-regulated investment products that will ensure capital preservation and provide ease of liquidity.

Who is Sprout built for?

Sprout is built for large businesses, medium-sized businesses and startups.

Will my investments be locked or inaccessible?

No. You have full access to your investment. Once you make a request to liquidate your investments, our disbursement process kicks in and you get your funds within two working days.

What is the minimum investment amount?

The minimum investment amount is One Million Naira

What investment options are available?

We provide both fixed and flexible investment options. You have the opportunity to select your preferred investments from a bucket of Mutual Funds offerings, Naira Fixed Notes and Dollar Fixed Notes.

Is my capital protected?

Absolutely, as a product dedicated to businesses, your investment capital is always protected. Your investments go into low risk money market instruments that are designed with capital preservation in mind. Sprout is a product by Cowrywise, an SEC-regulated asset management company.

How long before my liquidation request is processed?

Your liquidation request is processed within two working days.

What do I need to activate my Sprout investment account?

Activating your account requires a few business documents such as a Certificate of Incorporation, CAC Registration form, Proof of address etc. It only requires a few clicks and a few minutes.

I have more questions, how do I get in touch?

We’d be more than happy to answer whatever questions you have and provide you with the needed support. Simply send an email to support@cowrywise.com and a member of our team will be in touch.