I've become more conscious of how I spend my money and also about investing. Now, I feel comfortable spending knowing my Cowrywise account is there.
Wuraola F@wuwu
Cowrywise makes saving quite interesting and fun. My best part would be the fact that I can seamlessly invest my naira in dollars.
Mayokun A@mhay
I love how Cowrywise has made me think of saving part of any income I get. I immediately think of investing any money I get now.

Put your
money to work

Invest wisely. Grow wealth.

Get a little   richer each day

One small step today, a giant leap for tomorrow.
Start your financial journey
Build your savings

Consistently automate your savings while setting realistic goals.

Invest deliberately

Invest in our diverse range of assets that grow in value over time.

Stay rich ✨

Protect your wealth by managing risk, seeking advice and making smart financial decisions.

Stay the course, reap the rewards

If you invested
Today, you’d have


₦0 earned in returns on Cowrywise

*In a bank, you’d earn ₦0

Ready to start investing?

Get Started

Calculations are based on the average performance of conservative mutual funds on Cowrywise from 2019. Calculation excludes processing fees.

You name it, we’ve figured it out.

save online Nigeria cowrywise

It only takes 5 minutes

Create an account

Sign up for an account with your name, email and phone number.

Add a payment method

Using your debit card or a bank transfer, setup your first plan.

Watch your money grow

Sit back, relax & let your money work for you all day, everyday.

Sign up now

Keeping your money safe is our business.

Trust is our currency. We are committed to the security of your money and the protection of your account.

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Top-Notch Security

We use industry-standard encryption technology to protect user data. We also use two-factor authentication to verify all customer accounts, so you can be sure that your funds are safe and secure.

Assets Custody

Our users’ financial assets are held with a licensed custodian, Zenith Nominees Limited, for safekeeping to prevent misappropriation, misuse, theft, and/or loss, and in accordance with applicable law.

Regulatory Compliance

Cowrywise is a duly registered fund manager with the Securities and Exchange Commission (SEC) of Nigeria. All our activities are in full compliance with regulatory requirements to the ultimate protection of our clients.

Best-In-Class Assets

All the investment options listed on Cowrywise, are carefully screened, managed by professional fund managers. All the diverse mutual funds registered with the SEC, with standard third-party custodian structure.

Licenced and regulated?Yup!
99.99% service uptime?Yup!
Great interest rates?Yup!
Diversified investment portfolio?Sure!
Secured savings? Bet!
Convinced?Sign up now.