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Discover your risk appetite

We will ask you a few questions to help understand your knowledge and experience with investment to determine your risk tolerance.

We have tools for different financial goals.

Cowrywise is the all-in-one solution that helps you to save money and earn competitive returns for meeting both long and short-term goals.

Prepare for Higher Education

Thinking about higher education? Let's calculate your total fees, and show you what your annual savings should be, starting today.

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Calculate Your Interest Rate

This tool paints a picture of the total interest you can earn overtime when you save or invest your money on Cowrywise.

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4.5/5

Available on the Play Store

“I was able to achieve my one year goal of saving a particular amount of money every month.” - Lilian, May 2023

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4.4/5

Available on the App Store

“I love the option of being able to lock my money without being able to withdraw it until full term. This is the most important and amazing feature 😍” - Chidiebere, May 2023

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🇳🇬   5C Reverend Ogunbiyi Street, Ikeja GRA, Lagos Nigeria.

🇺🇸   2261 Market Street #4817 San Francisco, CA 94114

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Licensed by the SECFund Manager

Cowrywise Financial Technology Limited (“Cowrywise”) is a fund manager duly licensed by the Securities and Exchange Commission (SEC) of Nigeria.

Our mutual funds are managed by our fund management partners and made available to our clients through our web and mobile applications. The fund manager for each mutual fund is disclosed on every mutual fund’s profile page. Any historical returns or expected returns are hypothetical in nature and may not reflect actual future performance. View full list of available mutual funds on Cowrywise.

Stash account is a 10-digit virtual bank account number in line with the Nigeria Uniform Bank Account Number (NUBAN) numbering system. The NUBAN accounts are generated with the names of selected banks through our payment partners. In order for a user to be eligible for Stash account number, they must have completed their KYC and added their Bank Verification Number (BVN). Stash is used for the purpose of receiving money transfers in place of a regular debit card. It also receives the proceeds from the sale of any mutual fund on Cowrywise.

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