Making money stuff simple
Latest • Jul 23, 2026 • Abdulrauf Bello
Black Tax
Black tax is complicated because it often comes from love, duty, culture, gratitude, and necessity. It can help families survive and move forward. It can pay for younger siblings’ education, parents’ health care, rent, food, and emergencies. This report explains what black tax means, why it exists, how it affects wealth creation, and how young professionals can support family without losing themselves financially.
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To rent or to own: Making the right housing decision as your income grows.
Should I keep renting or just buy my own place? If you have ever asked yourself this question (or had someone lecture you about how renting is "throwing money away"), you are not alone. It is one of the most common financial dilemmas facing upwardly mobile Nigerians today, and the answer is far less straightforward than most people think. We present a data-driven analysis grounded in the actual Nigerian market numbers.
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Adulting in Lagos: Earning, Spending, and Building Stability
What does it really cost to live independently in Lagos in 2024? Using real stories and real numbers, this report reveals how much young professionals spend on rent, food, transport, healthcare, and savings — and why ₦500,000 is the true minimum for independence.
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The Cost of "Yes, I do"
Nigerian weddings are renowned for their grandeur, vibrant traditions, and cultural significance. For young professionals navigating the path to matrimony, understanding the associated financial implications is very important. This report provides a comprehensive overview of wedding costs in Nigeria, highlighting various financial points to consider and the key factors that influence expenditure.
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The Economics of Car Ownership in Nigeria
In Nigeria’s major cities, especially Lagos, owning a car is often seen as a milestone of success, offering mobility, status, and convenience. But with rising fuel costs, maintenance expenses, and heavy traffic, it's worth asking: is a car an asset or a burden?
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The Cost of Educating a Child in Nigeria.
This study was conducted to assess the average costs that a household will incur in funding a child’s academic journey from beginning to end. This research emerges amid many households’ pressing challenges in funding and securing quality education for their children/wards.
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The Nigerian Economy in retrospect: What you need to know to invest in 2025
2025 is shaping up to be a year of opportunities, and we've prepared a detailed report that highlights key things you need to know about the Nigerian economy, how to position your investments for success and make informed investment decisions in 2025. 📊
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The Case for Financial Education in Nigeria’s Tertiary Curriculum
This report explores the intricacies of financial literacy and uncovers the impact of the Cowrywise Campus Ambassadors’ Program in contributing to the lives of thousands of Nigerian tertiary student
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The rise of Nigeria's next generation of HNIs
Unique characteristics, aspirations, and driving forces behind Nigeria’s next generation of HNIs.
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Betting on the future: An in-depth analysis of gambling versus investing
In this report, we take a look at some of the reasons for gambling, explaining elusive concepts like the house edge and proffering a sustainable alternative to gambling
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Investing in 2024 – Key themes to drive your investment decisions
In this piece, we spotlight the key investment themes likely to dictate the pace of capital markets in 2024
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Cash flow management for startups and hyper-growth companies
A comprehensive guide on how your company can maximize its cash flow, for profit.
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The case for a custodian: A necessary or dispensable partner to wealth-tech companies
Financial Insights on the Collective Investment Scheme Industry
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The rise and fall of agricultural crowdfunding
Perspectives from stakeholders, lessons & strategies to improve agriculture & agro-financing models.
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