Money Chronicles highlights the honest money experiences of everyday people who use Cowrywise. I had a chat with Oluwaseun and Adunola about their experience using Money Duo to save for their wedding. Let’s delve into what it feels like to save money with the one you love. β€οΈ Ready? Read!
Hello Oluwaseun ππ½, can you tell us a little bit about you and Adunola? What do you both do for a living?
I’m Oluwaseun Bamidele and I’m a digital marketing expert, I work for an I.T company in Lagos – Ha-Shem Limited as the team lead for marketing, I also have a personal marketing agency – Go Tech Consults. Adunola is a product manager with a bank in Lagos.
That’s lovely.
Tell us how you both met and how long have you been together. Give us the story. π
Lol π We actually met in secondary school…I think SS 3 to be precise. You know the days of 2go and Facebook being the trending platforms at that time. We met through one of her friends on those 12 am- 5 am midnight calls (MTN xtracool). We’ve been friends for over 12 years and have been together for 11 months. Anyways, it’s been a cozy ride and we’re loving it.
Wow..xtra cool days? I remember those days. π
Tell us some of the biggest financial goals you both have set for yourselves. π
Huh! Setting goals started the first day we got together. We had to get into some serious conversation about how to minimize spending because I’m actually big on that. I’m a lover of gadgets and like going out a lot – basically for work-life balance.
So we discussed and agreed to hit this target savings before the end of 2022. I have been a fan of Cowrywise for a couple of years now and I had to bring her into the Cowrywise family.
We love to hear that! π€©
Yeah. So I opened an account for her on her phone, set it up, and activated the automated debit on her active bank account. We’ve both been strict with this and it has really helped us. Today, we can boast of good seven figures and I would say she’s not the kind of lady that loses focus. When she’s onto something with you, she’s 100% in and that’s why I call her the perfect duo partner. π
We love that for you, Oluwaseun. Having the perfect Duo partner can never be overemphasized! π€
Apart from being a Cowrywise lover, what about Money Duo made it the perfect fit for your money goals?
Partnership and transparency. We saw the need to plan ahead financially and this plan needed a platform that also has a good interest rate. Initially, we went through the different plans on Cowrywise and Money Duo happened to be the best plan for our goal. Last year, we were just using the regular savings circle but after the maturity period for that plan, we swapped to the Duo plan and I must say it’s been our best decision so far
Great! I’m sure that has really helped your finances.
A great deal. The frequent notifications and automated debits have been helpful even when we forget that we needed to save.
Can you share any specific financial goals that you were able to achieve with the help of Cowrywise Money Duo?
Huh! Well, I would say wedding plans and other plans. Although she didn’t know that was the plan when I first introduced her to it, today, she would smile about it and say, ‘Ehn ehn, so this was why you wanted a Duo savings.’ π It’s been fun actually and has kept us both on our toes. Today, we are planning a wedding through the financial discipline that the Money Duo plan provided.
You guys are invited by the way, and I wouldn’t mind having the Cowrywise CEO or team around, one table for your team π. Don’t loud it tho.
Awww π Thank you so much. Will pass that to the team. And trust me, my lips are sealed. π
Just to be sure, was it easy to set up and use Cowrywise Money Duo?
It was seamless actually. The app is user-friendly and easy to navigate. And there’s no page you’re on that you wouldn’t be able to figure out the workflow of that page. I’ve been using the app for years now and I must say that Cowrywise is 1000 times better than it used to be 3 years ago.
Thank you, Oluwaseun, That’s why we show up to work every day really, to make wealth building easier for our users. π
What features of Cowrywise Money Duo do you find most helpful?
The automated debit feature and the badges.
Badges?
Yes! I check those badges often and I’m like tempted to post my achievement but nah! π they say walls have ears.
Aww…show us we won’t show anyone. π
That’s impressive! Tell us about a specific financial challenge you and Adunola faced as a couple, and how you overcame it together. π₯Ί
Huh… It was mostly when we had other financial burdens come up during the month after we must have saved in the plan. Sometimes we get tempted to withdraw. π I remember her saying it a couple of times that “shey we cannot go and withdraw small out of it ni” but I insisted somehow and we scaled through the hurdles in that month. Today, we can happily say, yes, we’ve stepped up with financial discipline and spending.
Solid one! People often find it difficult to discuss money with their partners. How do you handle that? π€©
Cowrywise Duo has really helped because it helped close that financial communication gap and establish better financial transparency. Here, everyone is involved. Our joint voice matters, so once there is any decision concerning money, we talk about it and share our individual views.
What other features would you love to see on Money Duo?
The ability to share part of your funds with the other person and a feature that lets you split our funds into different micro savings like funds for the kids, miscellaneous, and so on.
Thank you! Will pass that on to our product guys! We’re almost done now.
Whatβs your go-to money tip for couples out there?
Money matters can sometimes be a source of stress in relationships, but it doesn’t have to be that way. Couples should establish open and honest communication from the get-go. Sit down together and have a heartfelt conversation about your financial goals, values, and priorities. Discuss your individual spending habits, savings targets, and any outstanding debts.
By openly sharing this information, you can avoid misunderstandings and work together towards a shared financial vision. Remember, money is just a tool, and it should never define the strength of your relationship. Approach financial matters with love, respect, and a willingness to compromise. By prioritizing open communication, you’ll foster trust, and understanding, and ultimately build a solid foundation for a financially harmonious life together.
That’s all from my end I think.
Thank you so much, Oluwaseun.
Lastly, give a shout-out to Adunola! π
In a world full of beauty, there is one person who shines brighter than the rest β Adunola, the embodiment of grace, charm, and pure radiance. Today, I celebrate the incredible woman who has captured my heart and brought immeasurable joy into my life. Adunola, you are a force to be reckoned with. Your smile lights up every room and captivates everyone lucky enough to bask in its glow. Your kindness and compassion are limitless, touching the lives of those around you in the most profound ways. Your intelligence and ambition inspire me to dream bigger and reach higher.
Each day spent by your side is a gift, a treasure I hold close to my heart. I am in awe of your presence in my life, and I am excited for the adventures that await us as we continue this beautiful journey together.
So here’s to Adunola, the woman who has stolen my heart and enriched my life beyond measure. May your light continue to shine brightly, illuminating the world with your grace and love. You are a true blessing, and I am honored to call you mine.
This is really sweet! β€οΈ
Any cute words for us at Cowrywise? π
Embrace the little moments, my friends, for they are the ones that truly make your love story one for the ages.
Awww…thank you so much! Thank you for sharing this love story with us.
You’re welcome. Thanks for having me.
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Money Chronicles: I used Cowrywise to save toward my Wedding
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How Pods is revolutionizing the concept of joint savings in an age of individualism
I really love thisβ€οΈπ.. looking forward to a day like this alsoπ―