
Being a great place to work is the difference between a good company and a great company.
Brian Kristofek. (President and CEO, Upshot)
It is 22:00, I am in front of my system writing about my 250th day at Cowrywise. I am typing on my new Mac and it is an M1. They say it is the newest model and it doesn’t need charging for like three days. The person who birthed the idea must have thought about a country like Nigeria. Speaking about Macs, I am the last employee to use one which means that every employee in Cowrywise now uses a Mac, yay!
I’m excited because my CEO and PM say Macs have great UX (user experience) and they really do.
Anyway, unrelated to Mac books, let me tell you what happened today at the office; it was like the Fast and Furious movie.
Fast and Furious featuring Cowrywise ?
I resumed work to find a notification from our CX manager asking people to lend hands. There were a lot of inbound messages and the CX team needed everyone to help. A subsequent note followed from our CEO suggesting that we all work together to reduce inbounds.
In a few minutes, everyone in the engineering and growth teams joined the customer experience team. The results? Over 1.5k pending issues were resolved in a couple of hours, and more than a thousand customers were delighted. After achieving zero inbounds, we got pizza for everyone. One of our engineers updated his Slack bio to “Frontend Engineer/Product Specialist/CX Expert” which gave all of us a good laugh. This is what working at Cowrywise looks like. Collaborative. Cooperative. Results-driven.

Culture is to recruiting what product is to marketing.
Nothing is more pivotal to the success of a startup than the quality of talent they bring in. This is why we pay a great deal of attention to our processes. From recruitment to selection and finally, to onboarding, the process of integrating people and absorbing them into our culture is one we’ve hacked. Even candidates that are not selected feel like part of the company.
Open and honest communication isn’t just a line item on our core values, it is our everyday mantra. From the relaxed atmosphere that working with each other on a first-name basis presents to the easy flow of communication and mutual respect and the relatively flat structure that ensures idea flows without bureaucracy, it feels like home over here.

Build a rewarding employee experience
As an employee put it during her sixth-month review, “it only takes a day for you to be a stranger at Cowrywise”.
To manage the diverse demography of talents across different generations is to be aware of their unique needs. It also requires emotional intelligence to acknowledge and meet those needs.
When people go to work, they shouldn’t have to leave their hearts at home.”
Betty Bender
To build the best place to work is to have a workplace that is home, a place where employees feel safe and comfortable. Our work style is relaxing, collaborative yet focused and result-driven. At the nucleus of our work are freedom and responsibility. Freedom to decide how you work, and responsibility to lead yourself towards achieving the desired results. The results? We are providing seamless wealth management services to over 300,000 users, and making an impact across different generations.
Julie Bevacqua said, “in order to build a rewarding employee experience, you need to understand what matters most to your people”. At Cowrywise, seeing our customers smile makes us happy, pizza (food generally) makes us delighted and every day is an experience an employee finds memorable.
How we’re building the best place to work
Here, good performance is rewarded, innovation is encouraged and creativity is given wings to soar. For example, our creative designer within three months of joining the team conceptualized a product (Money Duo) and collaborated on the process from ideation to execution. As someone in the HR space, I can tell you that this isn’t really possible in many companies because of bureaucratic processes.
One of the challenges modern HR faces is managing the business expectations while making employees happy. Things wouldn’t always be perfectly aligned but over here, we do our very best. From having a 100% retention rate after six months in a volatile tech-talent space to growing our user base on a daily basis, it’s been the most rewarding work for me.
It’s day 250+, another major milestone and another day to take stock of our progress. Building the best place to work is a work in progress and we are committed to redefining what a workplace should look like.
Milestones remind us about how far we’ve come as well as the journey that lies ahead. I am enjoying the journey, developing capacity and getting better at my commitment to building the best place to work.
We’ve only just begun.

Head over here to find out more about the amazing people at Cowrywise and the work we do.
Good evening, my question to you please if open an account today in naira his the money will converted to us dollar to running the account
If you are investing in a dollar fund, yes.
Can the funds be traded rather than investing to increase gains?
What if your money is in cash(Dollar)
Please I already have an account, will I have to re-open another account before investing in dollar?
Can I invest in the next eurobond using dollar (cash)? If yes, will my returns be in dollar as well or it will be converted to naira??
Hi Helen, you can invest in Eurobonds at any time. However, we only accept naira deposits at the moment. Also, your returns accrue in dollars.
So which is best to earn the second way or first?
Focusing on returns will be better
Hi, what is the minimum amount you can invest with.
Hi there. You can invest the naira equivalent of $100
Hi Ope, does that mean I’d need two accnts to operate the fund, I.e a naira account to put in the naira funds which is d only 1 u currently accept, then a domicilary account where my returns would accrue in?
I want to invest in your Eurobond.
I have re-installed your new app an still can get the eurobond plan?
How much is the minimum equivalent dollar for a start?
Can i get an overview of all the benefits and rules of this plan?
***and still can’t get the eurobond plan?
Do you allow people from south Africa
Hello, my question is if I invest in the dollar mutual fund how do I get the returns?
Will it be in naira or in dollars and will I have to open another account for the returns to go into
Can’t you go down to 50USD
Hello Nsikak, currently the minimum is $100 but we we are looking at a possible review in the future.
The new minimum is $10
Hello will I have to re-open another account before investing in dollar?
luckysolomon444@gmail.com
I have invested in dollars mutual fund… It means I Will get my return in one year
Hi Jonathan,
How is the return/interest on your investment from November 27,2020 so far??
No you don’t have to, just click on invest in mutual funds, you will see the options there. You can navigate and alot with your account.
If I invest in the euro bond, it is expected that my return accrues in dollar, right? And how do I withdraw the dollar? Do I need to convert it to naira, if yes, how can I convert my dollar to naira on the app. Lastly, how long do I need to leave my investment on cowrywise? Or can I withdraw anytime?
Am interested. Let’s say I put in a $1,000. What the ROI…within 1 year.
Your interest is 6.6% then calculate it for one year, I think so
Hello,
As a Nigerian, can I save my money in dollars even though I don’t want to invest in a dollar mutual fund?
Pretty soon, yes!
If l invest in naira am l going to get it back in dollar
You’d be getting it at the prevalent naira exchange value of the dollar.
Am going to save in naira am going to get it back in dollar
You’d be getting it at the prevalent naira exchange value of the dollar.
Hello ope pls how much is $10 in naira
How long does the investment last.i.e when can I get my returns
I will give BIG CONGRATULATIONS to the entire Management of COWRYWISE for this wonderful opportunity to be a good investor with simple and sound education on various investment opportunities an investment can be done with little and grow within a short period period of time
God bless
Thank you so much ?
Now if I put 100$ in one year what is my return
If my return will be in the current dollar rate at the time, when i am investing and when am getting my returns, what exchange rate do u use? Black market rates or the bank rates – please verify in each case. Thanks.
Hello please if you can create the one we can start with the minimum $1 we’ll be happy ??
I just started investing in eurobond funds on cowrywise. So far so good, it has been a good platform to invest money and earn back. Kudos to the team behind this platform