Today, we are excited to introduce Cowrywise Savings Score (CSS). The SS is a performance indicator that gives you a unique financial identity based on how diligent you have been saving money on Cowrywise. The score is estimated by our proprietary scoring algorithm developed by the Cowrywise CEO, Razaq Ahmed, CFA.
The score, generated primarily from inputs such as savings records, withdrawals, savings success and failure, saving frequency and amount saved, is used to build a creditworthiness profile for you. This score ranges between a minimum of 10 and a maximum of 100. If you have registered on Cowrywise, you can view your current Saving Score on the dashboard.
Why should I care?
The Savings Score is a good self-assessment tool to measure how well you are doing in meeting your personal finance goals.
How can I improve my savings score?
While there is no single way to boost your savings score overnight, below are some actions that can improve your score over time:
- Have a consistent monthly savings contribution that will run for at least 6 months.
- Avoid failed saving attempts by funding your card before saving the due date or adjust your saving dates accordingly.
- Retry failed savings as soon as you can (possibly within 24 hours)
- Reduce the number of withdrawals you make
While failed savings due to technical issues will not affect your savings score, withdrawals and failed savings due to other non-technical reasons will reduce your score.
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The whole thing is becoming stringent and just our failed banks are. Pls why not create a one time and easy security measures.
I have signedup but can get the otp code sent to my phone for authentication
A while back, a burglar cleared out our laptops, phones and bags while we were asleep. I lost access to my Google account forever because the phone with the authenticator app was gone and the laptop with access was gone as well. I lost all my contacts and have not found some of them back to this day. This is why the idea of an authenticator app scares me.
oh wow.
So sorry to hear that, Folajomi.
However, this is simply to ensure that your account on Cowrywise is backed with top-notch security.
We like to say that it’s like a ‘bodyguard’ so you have nothing to worry about here.
I’m trying to transfer funds from my Cowrywise to my bank account but it feels and I get message that says temporary flag has been placed on my account. What should I do to fix it, please?
I don’t understand, I can’t access my account anymore and they are busy telling me that my account has been flagged…
Unflag my account lemme take my money please nah?
I want to withdraw from my stash and I was asked to put in my 6-Digits code but when I put in the code from the Authenticator app it keeps saying Token error
Pls unflag my account
Pls help me unfreeze my account.my account was freezed for no reason
Pls help me unfreeze my account.my account was freezed for no reason
I cannot access my stash money and I just started it’s getting frustrating
Please I can not remember my security questions, how do I go about it
Please I cant remember the answers to my security questions, kindly assist.
Ive not added my BVN but I’ve logged out of my account
When I try logging in again it says account not verified
Please how do I go about it
Kindly help out urgently
Kindly Unflag my account
Anytime I put the authentication code, it says invalid
I can’t remember my secret questions pls I need help.
Please I cant remember the answers to my security questions, kindly assist.
I can’t remember my 2factor answers Nd I need access to my fund ….the money is on stash already pls provide way forward for me… nd I need ur office address too
gorettim36@gmail.com
Forgot pin help
Hello,
I cannot remember signing up for 2factor authenticator; I already answered the security questions. Please help, because I can’t remember the authenticator app or even the code. And I need my martured money urgently.