At Cowrywise, we believe that financial freedom is possible through financial inclusion. Based on this, we have designed amazing plans for you to save and invest that make it possible for everyone to find a suitable investment path. The best part? You get to save and invest on your own terms.
For the salary earner

For Dare, it is important that a part of his salary is saved and invested after his credit alert hits at the end of the month. Our Periodic Savings Plan caters to Dare’s needs by helping him to materialise his dreams through automated savings either daily, weekly or monthly. With this plan, he can earn impressive returns from the investment of his savings in instruments like treasury bills.
How about the lump sum investor?

Unsure of what to invest the lump sum of money she had recently received, Kene had resorted to leaving it seated in her bank account even though she knew it deserved better. With the Fixed Savings Plans, we ensure that your money gets better than just left in the bank account.
>> Learn more about How Cowrywise is better than your regular bank savings account.

And the freelancers with no stable income? Covered!

Like Tonye, a freelance photographer who does not have a fixed source of income, you can decide to save any amount at any time manually with our Save As You Earn Plan. With the one-time savings feature, this plan is perfect for users not on a regular income and can also be used by those who want to top their other savings plans manually.
>> Read more on How Freelancers Can Invest and Build Wealth
Did we forget group savings and investments? Nopes.

Eseosa and her circle of friends have planned to hit the beautiful beaches of Bali this August. With only a few months to go, they set up a collective savings plan on Cowrywise. Our Savings Circle is perfect for saving money collectively, contributing towards a goal or just challenging friends to meet a set target.
We also considered the Muslim faithful.

Halimat is in search of a platform that will help her save smarter and not go against her beliefs. The Halal Savings is perfect for Halimat and all Muslims interested in saving, it is interest-free and is free of riba. Users can decide to automate the Halal plan or not.
>> Learn more about Halal Investments in Nigeria.
With Cowrywise, there is a plan already waiting for you.
Start your journey to financial freedom with us today.
RELATED

I enjoyed every bit of this article. Will return for a second reading.
Whoosh!
Thank you, Edima.
Just bookmark it in your browser for easy access.?
Mobolaji no words just thank you for this beautiful piece!
The push I needed..thank you
?☺️
This was worth every minute. A real eye opener. Thank you Cowrywise!
Thanks for reading, Patience!
Thank you.
Sure doing my best to invest and save.
Wow…..I really appreciate your effort on this beautiful savings
☺️
I really enjoy reading your post. Please can you elaborate more on the design thing I do not understand it and if I want to invest for my wife or daughter, how do I go about it thank you.
Hi Oyebanji, it’s easy to invest for your wife and daughter. You can begin investment plans on their behalf with your account or use your referral code to get them to sign up. After they sign up, they can both start investment plans on the platform.
We’ll send you a comprehensive mail shortly.
Please read all about the Design Fund for women here: https://cowrywise.com/blog/investing-in-women/
Applications close on the 25th of March, 2021.
I loved every part of it. I loved how your vulnerability gave you the strength to be financially secured. Thank you so much! I took few notes I will work on.
Awesome! ??
Long but worth the read. I will spend my money better now. I will save and I have just been pushed to invest more than I ever have. Thanks for this piece.
Thanks for reading, Rhoda!
Please can you write every article on the INTERNET!!! This was so relatable yet so informative I felt like I was talking to a friend !!!! I love you already !!!
? Thank you so much, Obianuju.
Insightful!!! I enjoyed how you “gisted” the knowledge.
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Nice article.
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Just what i needed, thank you!
??
Beautiful write up.
The “do not eat tomorrows yam” hit the hail harder.
Thank you cowrywise for the many beautiful contents.
Thanks for reading as well, Victoria.
Thank you so much for sharing. I especially love how you delineated the plan to create the plan. Thank you really. This has been so helpful especially at this crossroads I find myself.
So glad it helped.
Wonderful I enjoyed the article
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This is archive worthy. Something you screengrab and then go back to everytime you loose guard
Whoosh! ?
Thank you, Amal.
I tell you
This was lengthy but encompassing, thanks for writing
Thanks for reading, Faith…
Factory setting occurred in my brain. Thank you sir.
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Wow!!! Love this Piece. Truely from a reset brain.
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This is an amazing write up and yeah, an eye opener. And I love the fact that it’s so relatable with the small small vernaculars, lol, e long but e sweet.
“e sweet”!
Haha. Thanks Folajimi
This is proper financial advice. You have mapped out s lot of strategies that will benefit me financially if properly applied as a young professional. Thank you for the sound advice, Mobolaji.
Awesome content! Great push! Thank you very much ma’am ❤️❤️❤️
Nice piece. Really inspiring to me even as a man.
What a nice article .???. You did a great job ma
I want to give you loads of hugs. Your post today couldn’t have come at a more better time. This post reminded me of Andy Mineo’s quote on Vulnerability…It draws people in closer to say ‘me too’. This was certainly the energy booster I needed after running numbers today.
I really enjoyed reading this. I’ll share with the teen girls I mentor. Thank you so much.
Such an insightful piece! You’re a good writer Mobolaji!
Thanks for sharing.
Thank you Mobolaji. Thank you very much.
Thank you for providing the materials needed to build a good financial culture.
Insightful and relatable!
You rock!!!!!!!!!!
Deep stuff, useful to both men and women alike!
Thank you for sharing!
I feel like saving this write up somewhere to be reading every month…If I hear say na for women alone…Thank you so much for sharing.
Thank you very much for this,
It is very relatable,
Every woman ought to be financially stable to avoid stories that touch,
Thank you once more.
I’m really touched by this guidelines and I see myself becoming greater from this piece ❤️
I enjoyed this article. Every line and wors spoke to me. Thank you so much, i really find this inspiring
I really enjoyed this article , thanks so much
Thank you so much for this❤️
I look forward to implementing what I learnt and reading more of your articles
This Uplifting article is just what I need as a Student who’s trying to be money-wise. Thanks, I’ll be sharing this.
This is really so insightful. Thanks so much, Mobolaji. I’ve got a new perspective
Thank you so much For the piece. May God help me to invest.
Thank you for this piece, I have taken a different path now to wealth creation, but do you or cowryrise offer mentoring programs?