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Is Cowrywise Legit? – How Safe And Secure is Cowrywise?

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How Secure Is Cowrywise

One major question people ask about us is “Is Cowrywise Legit?!”, “How safe and secure is Cowrywise?” At Cowrywise, security is a priority for us. We ensure that your savings and investments are very well protected. In this article, we’ll be clearing any doubts you might have about the security structure of Cowrywise.

Where is Cowrywise located?

We have a beautiful office space located in the heart of Ikeja, Lagos; one you can always visit. Our address is 5C, Rev. Ogunbiyi Street, GRA Ikeja. We’d be glad to have you stop by sometime!

Is Cowrywise legit and regulated by the CBN or the NDIC?

The NDIC is the body that insures bank deposits. Cowrywise Financial Technology Limited (“Cowrywise”) is a fund manager duly registered and licenced by the Securities and Exchange Commission (SEC) of Nigeria. Just as the CBN is to banks, the SEC is the overall regulatory body for investment platforms like ours.

What does Cowrywise invest in?

Cowrywise helps users who opt-in for interest to invest their savings in treasury bills, government bonds and high-quality commercial papers. These choices of investment are motivated by the desire to provide our users with low-risk investment options that still yield high returns. Globally, treasury bills and government bonds are adjudged to be the most secure investment options.

Cowrywise Financial Technology Limited (“Cowrywise”) is a fund manager duly registered with the Securities and Exchange Commission (SEC) of Nigeria.

Why does Cowrywise require my debit card details?

All transactions are done using your debit cards as we help take away the hassle of banking halls. Payments are made via your bank-issued debit cards, secure and seamless. Have no worries though, our payment processors are PCI DSS compliant (globally certified) to ensure all delicate details are encrypted and rendered unreadable.

How does Cowrywise offer high returns?

Your saved funds are invested securely on your behalf for the duration you choose. Our investment portfolio is a fine mix of both high-quality and low-risk financial instruments issued by both the Central Bank of Nigeria (CBN) and the Debt Management Office (DMO). The interest earned on your savings is earned from the returns of those instruments.

Would you love to get started with your investment journey? You can download the Cowrywise app now.


So, is Cowrywise legit? We 100% are! 😊

Read our users’ testimonials and be inspired by how they use Cowrywise to transform their finances.

Want to find out more about our investors, company culture and the amazing team who make work worth it every day? Check our About Us page.

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