
One major question people ask about us is “Is Cowrywise Legit?!”, “How safe and secure is Cowrywise?” At Cowrywise, security is a priority for us. We ensure that your savings and investments are very well protected. In this article, we’ll be clearing any doubts you might have about the security structure of Cowrywise.
Where is Cowrywise located?
We have a beautiful office space located in the heart of Ikeja, Lagos; one you can always visit. Our address is 5C, Rev. Ogunbiyi Street, GRA Ikeja. We’d be glad to have you stop by sometime!
Is Cowrywise legit and regulated by the CBN or the NDIC?
The NDIC is the body that insures bank deposits. Cowrywise Financial Technology Limited (“Cowrywise”) is a fund manager duly registered and licenced by the Securities and Exchange Commission (SEC) of Nigeria. Just as the CBN is to banks, the SEC is the overall regulatory body for investment platforms like ours.
What does Cowrywise invest in?
Cowrywise helps users who opt-in for interest to invest their savings in treasury bills, government bonds and high-quality commercial papers. These choices of investment are motivated by the desire to provide our users with low-risk investment options that still yield high returns. Globally, treasury bills and government bonds are adjudged to be the most secure investment options.
Cowrywise Financial Technology Limited (“Cowrywise”) is a fund manager duly registered with the Securities and Exchange Commission (SEC) of Nigeria.
Why does Cowrywise require my debit card details?
All transactions are done using your debit cards as we help take away the hassle of banking halls. Payments are made via your bank-issued debit cards, secure and seamless. Have no worries though, our payment processors are PCI DSS compliant (globally certified) to ensure all delicate details are encrypted and rendered unreadable.
How does Cowrywise offer high returns?
Your saved funds are invested securely on your behalf for the duration you choose. Our investment portfolio is a fine mix of both high-quality and low-risk financial instruments issued by both the Central Bank of Nigeria (CBN) and the Debt Management Office (DMO). The interest earned on your savings is earned from the returns of those instruments.

Would you love to get started with your investment journey? You can download the Cowrywise app now.
So, is Cowrywise legit? We 100% are! ?
Read our users’ testimonials and be inspired by how they use Cowrywise to transform their finances.
Want to find out more about our investors, company culture and the amazing team who make work worth it every day? Check our About Us page.
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You are doing well!
All the ideas are really clever and work best if applied carefully. However, we should not follow all the schemes that we see online and it seems good from distance but the reality is different.
Kate, how do you mean.
Can you set an instance?
Thanks for the tips. Really handy?
Since I started saving with cowrywise my thinking became totally different thank you cowrywise for make me responsible to my self and my generation ❤️
Since I started saving with cowrywise my thinking became totally different thank you cowrywise for making me responsible to my self and my generation ❤️
nwekesolomon322@gmail.com
any cool financial books you could recommend ope?
COWRYWISE the best influencer ?
My problem is how to stop football online betting. It is like a pit swallowing all my money Please help me out I am tired
First of all, talk to the Holy Spirit for help. Then make a budget for important things you need to do monthly. In this budget, make sure a good percentage amount that would discourage you from betting is out. Lock that percentage up.
This may not work so well at the start but would yield results overtime. Keep on doing this even if you fail at it from the start.
If not this, losing money overtime may have to be your best teacher.
God bless you.
Thy is really intriguing and I am on my way to a million savings target with cowerywise… Keep up the good work with the building updates cowerywise ?
You have to report yourself to someone you listen to, like me I reported to my mum, my girlfriend and my brother, they were always asking if I have stopped and followed up, I don’t do it anymore. Also starve yourself of money to do so, you can do lock savings to achieve that. Good luck on your journey