In this blog post, Nimi Oyekunle, a Cowrywise campus ambassador from the Federal University of Technology, Akure talks about the campus ambassador program, her experience as the Campus Team Lead for FUTA Ambassadors and the relationships she has built from the community.
Jump to:
Leading the FUTA ambassador team
How Cowrywise helped us through the strike
The text that changed everything ?
“Nimi, check this out. I think you’d be a great fit as a Cowrywise ambassador.”
That was the text I got from a former editor where I used to work. I was elated. Who wouldn’t be? Cowrywise was finally taking new ambassadors. I was low-key jealous of the people I already knew as Cowrywise ambassadors, so I was pretty excited about the opportunity to become part of them. I filled that form in minutes and did a silent prayer before submitting it. I really wanted to get into the Cowrywise ambassadors’ program.
After filling out the form, I totally forgot about it until I got an email I wasn’t expecting. A mail from Michael from Cowrywise. At first, I wondered if they had changed our beloved Ope, so I opened the email immediately.
I was in the studio when I got this email at the beginning of the semester in November. I saw that I got into the ambassador’s program, and for a moment, I forgot I even applied. Then it hit me. I had actually become a Cowrywise ambassador! I was so excited because I knew this was going to be an amazing experience for me. Little did I know, Cowrywise even had better plans for me.

Becoming an ambassador ?
The onboarding process was a few days after I got this email, and I felt pretty pumped up after attending the meetings. I even found out that I had more friends who got accepted. It felt pretty good to know I wouldn’t be going on the ride alone. I had no idea what I was going to be doing exactly, but I looked forward to it.
Joining Slack felt like the true beginning of my new journey as a Cowrywise student ambassador. I couldn’t believe the numbers I was seeing. I joined in when the numbers were around 2000, and the numbers kept increasing to about 3000 members. It was fascinating, so many people representing one brand.
Joining my school’s Slack channel, I took my time to read some of the older messages that were still available. These messages gave me a slight idea of what being an ambassador would be like. I was motivated. I remember introducing myself when the newly elected team lead asked the new ambassadors to do so. It was a ‘dream come true’ moment.
Meeting my colleagues physically ?
After all the “GTK”, it was time to meet physically. As someone who isn’t exactly a socially active or receptive person, I wasn’t looking forward to that part, but I knew it was unavoidable. Immediately I got to the meeting, I knew there was nothing to be nervous about. Everybody there was really all smiley and welcoming, old and new ambassadors alike. This first meeting meant a lot to me because it marked the beginning of my adventure in FUTA.
I remember the team lead, Isaac, asked why we applied to the Cowrywise ambassadors’ program. My answer was simple, I wanted to try something that takes me a little out of my comfort zone and lets me meet new people. Little did I know how the day would push me directly towards that. Yes, there was a plot twist. I was elected as the assistant team lead for my school.
Leading FUTA ambassador team
To be very honest, I didn’t think I could do it. It was a huge responsibility, to lead the Cowrywise ambassadors’ program at my school. As an architecture student with freelance work on the side, I didn’t think I could take on extra responsibility, but it was already here. So, challenge accepted. My role as the assistant team lead for the Federal University of Technology, Akure led me to so many benefits, including amazing relationships.
Among all the numerous things I’ve gained as a Cowrywise ambassador, the relationships I have built and the people I have met always stand out. As an introvert, I never planned to interact with so many people. Still, there I was, sending so many “Hey guys @channel” messages to the FUTA Slack channel. Quite a number of people would reply me. We’d joke around, have short conversations, and look forward to our next physical meeting.

Working with Brilliant Students ?
During our physical meetings, things were different. The depth of conversations we had, the value we communicated and exchanged among ourselves – it was mind-blowing. Oftentimes during our physical meetings, I just take a step back and watch these Cowrywise ambassadors in my school share ideas we could execute to introduce Cowrywise to the community.
I had more personal interactions with the internal teams we formed to execute these plans. It was during interactions like this that I met FUTA ambassadors like Michael Emmanuel, Ikechukwu Chinazam and Olamide Olabintan. We made plans together and directed the team on how these plans would be executed. Then the ASUU strike came and all our plans went down the drain.
How Cowrywise helped us through the strike
I was clueless about how well we’d function during the strike but Cowrywise had plans for us. Every month, we had online sessions around a particular team. The theme for the month of March was Networking. I interacted with so many ambassadors outside my school during this month. There was a lot of networking during this month both on Slack and the various zoom sessions we held.
The Ambassadors Hangout ?
To close the month of March, there was an ambassadors’ hangout at the end of the month. I was skeptical about going because I had no idea how I was going to interact with so many people I didn’t know.
You know what people say about the Cowrywise office feeling like home? I promise you, it’s all true. The office structure itself is homely, the interior design and arrangement of the Cowrywise office exude a sense of homeliness. You cannot visit that office and feel out of place.
That’s exactly why I felt very relaxed the moment I stepped into the office on that Saturday afternoon. The theme for the hangout was networking and that was really all we came to do. We played the most exciting games that somehow put me at an advantage despite my introversion. I met new ambassadors that I had so many things in common with; it was so surreal. Book lovers, writers, designers, and so many creatives; all in one room, discussing and enjoying each other’s company.

Networking beyond my school ?
Working with the team leads of the University of Ibadan to host a virtual event was another avenue that helped me connect with people, even outside ambassadors. In this virtual event, we had access to creatives like Dimeji Ajegbile, Akan Imoh, and Oyin Akindele. I had these people listening and ready to answer my questions, which isn’t something I’d ordinarily have access to.
I remember attending a Gen Z event and seeing Cowrywise ambassadors everywhere. I didn’t know these people from Adam, but the fact that they were ambassadors made a great conversation starter, getting us to build valuable connections. I can go on and on to tell you about all the people I have had access to as a Cowrywise ambassador; it’s endless.
Thanks to the Cowrywise ambassadors’ program, I’ve had to interact with different students from different schools, with different characters and interests. I have worked with many people, trying to achieve the common goal of organising an event, running a campaign, etc. It’s been fulfilling, being part of this elite group of students all over the country who are at the forefront of personal development and growth.
Here’s to more! ?
Applying to be an ambassador is easily one of my best decisions last year. I look forward to many more opportunities with Cowrywise, and to meeting more people from the Cowrywise ambassadors’ program.
Here’s to meeting and gaining access to more wonderful people!
The Cowrywise Campus Ambassadors Community comprise of over 2000 students from over 90 tertiary institutions. To meet and network with fellow students like you in this community, click here.
ALSO READ
The Cowrywise Ambassador Internship Program: The Journey So Far

I really want to control my finances. I envisage that I have a great tendency of making money and mismanaging funds. Most times I run out of money before the month ends and I feel terrible about it.
Hi Sonia.
Thanks for your vulnerability.
We provide a lot of financial education guides on our blog that can help you better control your finances.
Take it step by step and you’ll do better in now time!
What about school fees, health , charity and insurance.
school fees, insurance, and health can be placed in that friend’s wedding column as talked about in the article, t its all about understanding the main idea, looking within yourself where does this item fall, it’s about been creative and manageable with your money, i.e how long money stays in our hand using it effectively.
thanks a lot,Ope.really helpful,sometimes we outline the fixed and forget the discretionary ,and wonder how alll the money disappeared .This is very insightful
I look forward to more articles from you guys, random articles on various life topics. I love the active voice you used in writing and that sacarsm part too?
Thank you! We look forward to having you back here too ?
This is really amazing and educating! Keep it up and thank you so much for THIS ARTICLE ?
Our pleasure ?
Hello Ope,
This piece is quite insightful and helpful. Thank you. I Read the part where you advised to not document budget on a book as one can lose the book. Can you recommend an app on playstore one can use?
Yes. I’m seconding this comment. I believe an accounting application can help. I actually document my expenses daily but combining them into a general heading is a big task.
Please help us, Ope.
Hi Glow, I can’t recommend any tool off the top of my head right now, but creating a simple Google sheet or excel file for your budgeting can work.
I have a challenge, am the one catering for the house so most times I run into debts because expenses are higher than income . please how do I work on this.
thanks
Okay, Ope, you got me on with this one! ?
I know I make a lot of money as a full-stack digital marketer, but after some time, I’m broke and I’m wondering how come? As you said, I’m wondering “where did all the money go to?”
Sha, this post is very helpful and I’ve just downloaded this app I want to make use of in listing out the entire process… but quick ??
Which app or tool would you recommend for proper budgeting and evaluation?
Regards,
Sam
Hey Sam, happy to hear you found this helpful! ?
For the tool to help with budgeting, I highly recommend that you get down to do the “dirty work” first by yourself. Create a sheet on Google Sheets or Excel to input and track your spending to give you a raw idea, and then you can use other tools for lighter budgeting work based on the idea you now have from your sheet.
Hi Glow
You can download money manager on playstore, that’s what I use. There are others there too
I spend close to 38,000 only
Hi Sam,
I found it fascinating when I had to keep track of my sister’s account, but tracking my own expenses or developing a personal budget appears to be an impossible feat.
I mean… I don’t have a stable source of income yet so it seems almost hard to do but then after going through your write up I wrote a few ways in which I get money and am hoping I’d be able to get an hang of it soon.
Thanks for the detailed explanation.
Ope rather not Sam, sorry.
Wow! This is great, learnt a lot
Thank you so much for sharing this, Ope.
I have a question though. How can I budget as a student?
Because it seems like I can’t apply the whole concept of budgeting in my life at the moment.
I mean, I am a student, I don’t have a fixed source of income; I receive allowance from my parent and sometimes from relatives. I also do not work and I have no investments.
Sometimes, I feel like financial plans and budgeting is just not for me, even though I’m quite interested in them.
Like when I even receive my allowance, the rate at which the money finishes fast, makes me ask myself, “How?” “Where did all the money go to?” and “What did I spend the money on?”
I want to know how to track my expenses, save effectively and if possible invest and then build a financial plan, even as a student but I don’t know how to go about it neither do I know what to do.
So, if there’s any advice you could give me, please do. I’m very ready to learn.
Also, thank you so much for your financial lessons. I am always happy when I see your blog updates in my email. Thank you!?
This is very insightful and educative. I will make a do with this tips immediately. Thanks immensely Ope.
This is helpful I learnt a lot as a young graduate budget helps in build Future occurrences coming in the future also helps to pridict a lot of plan that u ought to achieve
Thanks Ope for this rich enlightenment.
But I got to ask you a question.
What if you don’t get an income per say but, a kind of allowance that’s not stable that you’ll have to ask before its been given to you. How then do you plan a budget given such instance?
Thanks for this wonderful post of yours.It is more encouraging.
Dear Ope,
Thanks for this insightful write up. I am definitely practicing this starting now. This is just what I needed to hear at this time. Thanks again
Really amazing thanks alot for this
I need withdraw
Thank for this wonderful post of yours. It is more encourage
I need withdraw
This article came in on time. Am guilty of many of the bad money management stated in the article. Not withstanding, it is not too late to start. I will be better equipped for the remaining part of the year and next year as well. Thanks Ope
Alisabiu744@gmail.com
This article came in on time. Am guilty of many of the bad money management stated in the article. Not withstanding, it is not too late to start. I will be better equipped for the remaining part of the year and next year as well. Thanks Ope
Ope thanks for this powerful awareness, pls if the is an app I can use for something like this let me know. I should start taking records this month
Mohammed
How can I do this
Thanks very much Ope. I always enjoy your post they are enlightening.Talking about budgeting how can one who’s money doesn’t come in bulk monthly go about making and achieving his or her budget.
I can control my financial status on my own. Because I really feel to be financially independent, on the basis of personal interest, and growth. Thank you so much.
Hi Ope,
Thanks for the blog,
I am currently working and I don’t earn enough. Also, I have to settle bills at home and help the family.
I find it hard to save, any advice on this?
Thanks for this piece, I really needed it to start my next month.✨
Thank you so much Ope. We shall do this
Cowrywise has really helped me to everyone more and spend less
I wish it will not crash
Thanks so much. This is an eye opener. I always wondered why I’m left with nothing at the end of the week/month/year after making so much money. Please, do cowrywise have a budgeting app that could be helpful.? It’s important