In this article, on how to achieve your financial goals you will learn:
⦿ Why it takes more than stashing cash to build wealth.
⦿ What you need to motivate your wealth journey.
⦿ How to track your goals efficiently.
There is a difference between just stashing money to attract returns and actually having financial goals. Usually, the first investment step some would advise taking is to analyze the returns which would accrue to their investments — without any goals attached.
To be fair, that isn’t a bad way to start out but it is definitely not a sustainable way to keep the journey going. We would not be happy to have you start and fall along the way. What can be done to make your financial journey a sustainable one?
You must consider these 3 simple things on your journey to achieving your financial goals:
1. Define Your Financial Goals
If goals are not properly defined with targets you might find yourself getting bored and walking off the investment path in no time. With a target tied to it, the sail can be smoother. This is why we encourage everyone to name their plans and set targets. It’s easier to achieve your financial goals when they are defined.
2. Understand Your Timelines
With targets set, one must be able to determine how long it will take to achieve those goals based on presently available resources to make fairly stable projections. Apparently, this helps make the goals more realistic; a goal can be stressful given the absence of a reasonable timeline and contribution plan which results in frustration.
3. Separate and Track Goals
To buttress the beauty of the aforementioned stages, one should be able to track these goals separately without stress. Having all your savings and investments jumbled up into one plan can mess up your tracking plans, making you lose focus easily with poor rates of achievement as the endpoint.
Also, with a single savings plan, you stand the risk of tampering with funds meant for long-term goals in the short term since they are together. For instance, if you are saving for your rent funds for that goal should be locked up for a year.
Mixing such funds with your savings for quarterly maintenance of your car exposes them to your temptations every quarter. Cowrywise can help you create multiple plans with varying timelines using just one account.
Using Cowrywise already? Kindly share your experience here, we want you to celebrate you. If you have any questions for us you can tweet at us, send an email or chat directly with us.
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Am happy to read this ope, my Question is this..how much can I withdra from your App to my bank account.
Thanks
Where is your office in Nigeria?
Do you have an office in Port Harcourt?
Do you have a desk with any bank in Nigeria
This is so true and real, Ponzi has led a generation of greedy people who are under the exposure of the cruel government to continue in the greed run, it looks so real, and has so much seduction and compulsion.
My question is how do I invite people to invest pls
Yeah, knowledge leads, getting quick rich is scam…….if I want to start to invest now, do I need to invest on three sides…..do the funds invest on the same things?
Good day,
Where is the question you promised at the end?
Hi Tosinmile, it’s the last sub-title:
Nothing is free – Will knowledge or greed lead?
Do you want to be a successful investor?
Fascinating read as usual. I’m truly grateful that I had an earlier exposure to Ponzi schemes and suffered minimal loss before learning from it. Ponzi schemes will always exist because ppl are inherently greedy and desperate to make money. I just hope I can educate my children to be money wise
How do we trust you too, because we don’t know your house, family, and you don’t have an office too. All we do with you is still on app (cowrywise). So what do we do sir, ma?
Hi Nuhu.?
We’re regulated by the SEC – https://cowrywise.com/blog/cowrywise-sec-license/
Our office is located at 5C, Rev. Ogunbiyi Street, Ikeja GRA.
It is false to state that we do not have an office.
Ope i have read this and I totally agree. Don’t worry I wont put money in Ponzi, when I can keep it with you. Ope please no more emails for this week. Thank you my love.
Lmao
Thank you for this
An intelligent and informative piece, however, where is the question?
When can I be able to withdraw from this site please
So my question is what’s the minimum amount u can invest ?
#200
I appreciate your effort, reaching out to people like me, Thank you. It really a privilege I most say. More updates please.
Ope, why are you guys not into stocks? Your only mode of investment is mutual funds and treasury bills.
What is the minimum amount to start with,can I withdraw Money at any time and what is the parentage of the profit.
Hello Maryam, trust you are doing well. The minimum amount you can invest is N100 to N1,000,000 depending on you. You can withdraw your money depending on the type of savings or investment plan you choose. When you are about to save all this option of how long your savings will be comes up and you decidecwhis is best for you. I hope this was helpful. Annual returns is 8.8%
Thanks ?
The write up was very helpful for me and the following questions, and response that followed. Thank you Ope for constantly updating us.
How can I withdraw from my emergency plan without maturity stage?
I can’t just stop following any article from you Ope, because you and Cowrywise has opened my eyes positively, great one, kudos.
I’m still not getting this,I as a person I’m not investing all I want to do is to save and anytime I tried doing that it doesn’t work out it kept saying your bag is secured while I won’t still be debited didn’t you think there is
anything going on with my account
This is educational and inspiring. You’ll be surprised some people will read this piece and still fall for sh*t when it occurs. Nigerians no deh hear the word. All of the people I warned during the time of Ponzi still invested when Loom surfaced. In the end, they were all doomed. A word is indeed enough for the wise.
That is an interesting and educating story from you there…. All those things at the starting point they look real but at the end you will see it’s fake coming to your side are we in the surfer hand or is it going to do otherwise
Thank u every much
Glad to read dis
Hi new something important
Yeah, knowledge leads, getting quick rich is scam…….if I want to start to invest now, do I need to invest on three sides…..do the funds invest on the same things?
Hhmm ope this is really great I love it I most commend you you are doing a great job I have fall a victim of some apps even the WhatsApp group also thank God cowrywise have open my eyes now because I’m investing with them and my profit is coming in everyday thanks Ope more update please
Wow I really love your write up, I give u five star ?????
Interesting and eyes open especially to greedy people who are too addicted to get rich quickly.
Pls Ope, I have a very serious matter and I’m very sad about it, with my account that your company is toying with by flagging me repeatedly.
What’s the problem I don’t know, I message, you did not reply.
Upon many people, I’m introducing to your platform and a lot of canvasses I do because many are saying to me that Cowrywise is a scam and I’m trying to condemn it
But, what I’m seeing from your company to me is scaring me seriously. The most painful aspect is that just immediately I link my card to start saving the next sad experience after my activation till now is that I’m on able to log into my account again after my card details have been collected and my account is debited..ah! Now you log me out of the app and I can’t log in any longer till now so so sad and this is very alarming.
Even one of my close related that I refer, she also submit all her card details and start saving, the same thing, she was logged out and she was even saying sebi I said Cowrywise is legit. In fact, I’m short of words, I just try to excuse myself because I’m disappointed with that development after she connects her card, that’s too bad.
In fact, I force her to do it, she didn’t want to use her card but I told her no problem.
But now, you create a problem
Pls help me rectify this oo
It’s very sad and I can’t log in to my account again…o sad gan
How can someone start investing with?
Into what can we invest?
ayindeyahaya2233@gmail.com
Wow am really appreciate with this enlighten.
Thanks Ope and Cowrywise.
I learnt my lessons about Ponzi schemes as far back as 2016 after MMM served me my first breakfast with my school fees. But what about these platforms that talk about reading news and get paid, something like that. They are hilarious though, but what do you think of them.
Thank you Ope, you really touched exactly were ‘am going, scams here and there, ever I haven’t been a victim, ’cause ‘am contempted with any little I have, a friend mentioned cowrywise when he was troubled by Lastma, and came to me for assistance, we started by talking of investment, then he said of your scheme a,and show me some proof, meaning it was not pay50k nd gets 100k of a type on social media, we discuss to the extent of showing me his transaction, then I was convinced, he sent the application to me on my WhatsApp, I then further, is a such of Relief, ’cause the amount I put in is an average of what I spent on enjoying myself daily.
How it is work,
This is d reason why I don’t want to invest my money to this platform, because am also a victim to mmm.
Good afternoon Ope, how do you guys generate the percentage you add to our money, like what do you guys actually do for you to just dash us 7.5% for just keeping our cash ?
Please I’ll appreciate an answer.
Good afternoon Ope,
I’ll say knowledge leads, as getting rich quickly without stress or risk is obviously a scam.
Please, how can I create a one-month fixed investment? The least I can find is three months.
Wow, this is really educative, thanks for the tip.
Hello Ope, thanks for always looking out.
This ponzi scheme mindset sticks very easily(putting money in something and expecting returns at the speed of light). If I want to change it I’d need to understand investment from basics.
Seeing as you have some knowledge concerning investment, What Do You Suggest I Do?
Thanks for the info.
Thanks for this ope. I enjoyed it. And it was very informative too. Learnt a few things. Thanks again.
Thanks dear Ope.
Making money is not an easy thing, let’s be careful scammers are everywhere.
Thanks miss or Mrs ope….you are right with it all..
Although making money is not been easy is all about risk taken, and as well one need to be aware of scammers
Accurately insightful…
I love reading this Ope. My friends has being victims to ponzi scheme,
i would have, if I didn’t have so much fear on investment and it risk.
Am happy I did investing with your company.
I didn’t invest much but, as I get to understand how investment works, better. I will be an investor down to my last.
What a write up from OPE,
This is good and my doubt has been cleared because is like you read my mind regarding investing
This is nothing but the total truth.⚡?
It’s high time Nigerians awake out of sleep regarding investment and Ponzi schemes.
Cowrywise ride on with the good works ???
Nice piece Ope!
I usually find your write-ups very explanatory.
Thank you.
Good read, but where is the question you promised I will answer. This is new year Ope!!
I sincerely appreciate this post. My eyes have been opened ? like literally.
Thank you Cowrywise.
Oh that’s good, very good coz this is the same thing trying to happen to me right away.. there’s this guy trying to introduce me into cryptocurrency online business buying and selling stuff..the question is should I continue receiving from him?
This is so accurate ?
What is the minimum amount you can invest
Hi Eniola.
There’s no minimum amount you can begin investing with.
Start from the amount you’re comfortable with and grow from there.
Need more info about the investments currently available on Cowrywise? Please, check here – https://cowrywise.com/mutual-funds
Hi Ope good day, please I would like to know. How do you come up with great contents like this? Please teach me the secrets.
please what does fraudulent referral mean??
I want to know and be enlightened
Because most of my friends and myself was not paid our referral bonus because we were accused of making fraudulent referrals which we don’t understand and hence we were permanently banned from using Cowrywise after we have saved and spend much effort and time to refer people.
How can one get his referer bonus, have refered people but wasn’t paid jan31 as said by cowry wise
Thank you cowrywise acording to the question…… Knowledge shall lead why greedy shall serve under the sand knowledge stand on
Have they given u profit from ur investment