Imagine wanting to own a piece of MTN or Dangote but being told you need to fill out 10+ forms, wait three days for settlement, and pay hidden fees you don’t understand. For millions of Nigerians, this has been the reality of stock investing, until now.
With Cowrywise Stocks, that story changes. Investing in Nigeria’s biggest companies is no longer reserved for those with brokers, connections, or deep pockets. Today, anyone with a smartphone can buy shares, track their performance, and build wealth with transparency and ease.
Why Cowrywise Launched Stocks
Cowrywise’s mission has always been to democratize access to wealth-building tools. From automated savings to mutual funds and fixed income products, the platform has consistently lowered barriers for everyday Nigerians.
The stock market was the natural next step.
For decades, the Nigerian Stock Exchange (NGX) has been a powerful wealth-building engine. Dangote Cement has delivered 15%+ average annual returns over the past decade, while banks like GTCO and Zenith have consistently rewarded investors with dividends.
Yet, for most Nigerians, accessing these opportunities was difficult: minimums were high, paperwork was cumbersome, and settlement times were slow.
Cowrywise Stocks changes that, making stock ownership fast, affordable, and accessible to everyone.
Key Features of Cowrywise Stocks
Cowrywise Stocks is not just another trading app. It solves the real pain points that have kept Nigerians out of the market.
1. Simple, Beginner-Friendly Investing
Buying your first stock should be as easy as sending money. On Cowrywise, it is. From the Invest tab, tap NG Stocks, and within a few clicks, you can start your portfolio.
2. T+0 Settlement – Instant Liquidity
Unlike traditional brokers with T+2 settlement (two-day delays), Cowrywise uses T+0. That means when you sell, the cash is instantly available to reinvest or withdraw.
3. Real-Time Market Data
Get up-to-the-second market insights, including:
- Top gainers and losers
- Sector performance
- Price charts that update live
4. Advanced Insights for Smarter Decisions
Each stock page provides professional-level metrics in a beginner-friendly format:
- Liquidity rating – how easily a stock trades
- Market cap – company size
- Dividend yield – potential cash return
- P/E ratio – value vs. earnings
5. Liquidity Ranking for Transparency
Cowrywise makes it clear how easy a stock is to buy or sell. The liquidity ranking helps you avoid getting stuck in low-trading stocks.
How to Navigate the Cowrywise App for Stocks
Getting Started
- Open the Cowrywise app.
- Tap Invest then NG Stocks.
If it’s your first time, Cowrywise creates your CSCS account automatically (this takes 24–48 hours for regulatory compliance).
Exploring Stocks
- Use the Search bar for specific companies.
- Check the Market summary.
- Explore sector-based collections in “Explore Interest.”
Browse the full NGX stock list.
Stock Details View
Each stock has two tabs:
- Overview: logo, price, % change, graph, Buy/Follow button, and “At a Glance” metrics.
- Holding: your portfolio details for that stock.
How to Buy Nigerian Stocks on Cowrywise
- Tap Invest, then NG Stocks.
- Search or explore a stock.
- Select it and tap Buy.
- Enter share quantity.
- Review order details (price, total, estimated fees, buffer).
- Tap Buy Now.
- Fund via bank transfer, linked bank, or Cowrywise Stash.
Fees and Charges Explained
Every trade comes with:
- Stamp duty
- Brokerage fee
- VAT
- SEC fee
- Processing fee
- Trade alert fee
A 10% buffer covers price changes. Any unused portion is refunded automatically to your Stash.
Final Thoughts – A Bigger Picture
This isn’t just about making investing easier. It’s about building a generation of Nigerian shareholders who own real stakes in the companies shaping our economy.
When everyday people become co-owners of businesses like Dangote, GTCO, and MTN, wealth creation becomes part of our culture, not just for the elite.
With Cowrywise Stocks, that future is here.
Download the Cowrywise app today and start investing in Nigerian stocks
