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	<title>Cowrywise Blog</title>
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	<description>Different articles and personal stories about managing money! Learn everything you need to know to plan and secure your financial future now. Read now.</description>
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	<title>Cowrywise Blog</title>
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		<title>Nobody Prices a Benz in Days: A Compound Interest Lesson</title>
		<link>https://cowrywise.com/blog/compound-interest-nigeria-time-is-not-money/</link>
					<comments>https://cowrywise.com/blog/compound-interest-nigeria-time-is-not-money/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Fri, 28 Aug 2026 09:49:08 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Money Tips]]></category>
		<category><![CDATA[Ope's Diary]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18984</guid>

					<description><![CDATA[<p>An Ope&#8217;s Diary entry sharp-sharp /ʃap-ʃap/ ADVERB &#124;Slang&#124; (NigEn) immediately, without delay, no waiting: Abeg, send the money&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/compound-interest-nigeria-time-is-not-money/">Nobody Prices a Benz in Days: A Compound Interest Lesson</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">18984</post-id>	</item>
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		<title>How much it costs to be a premier league fan in Nigeria</title>
		<link>https://cowrywise.com/blog/how-much-it-costs-to-be-a-premier-league-fan-in-nigeria/</link>
					<comments>https://cowrywise.com/blog/how-much-it-costs-to-be-a-premier-league-fan-in-nigeria/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Wed, 26 Aug 2026 13:52:24 +0000</pubDate>
				<category><![CDATA[Savings]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18981</guid>

					<description><![CDATA[<p>That €2.7bn transfer bill? Fans like you helped pay for it. According to the Financial Times, Premier League&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/how-much-it-costs-to-be-a-premier-league-fan-in-nigeria/">How much it costs to be a premier league fan in Nigeria</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">18981</post-id>	</item>
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		<title>You can now invest in OMO bills. Should you?</title>
		<link>https://cowrywise.com/blog/you-can-now-invest-in-omo-bills-should-you/</link>
					<comments>https://cowrywise.com/blog/you-can-now-invest-in-omo-bills-should-you/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Mon, 24 Aug 2026 13:23:48 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Money News]]></category>
		<category><![CDATA[Updates]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18979</guid>

					<description><![CDATA[<p>The Central Bank of Nigeria has reopened Open Market Operation bills, commonly called OMO bills, to individual investors.&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/you-can-now-invest-in-omo-bills-should-you/">You can now invest in OMO bills. Should you?</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">18979</post-id>	</item>
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		<title>For young Nigerians, financial freedom takes more than a good job</title>
		<link>https://cowrywise.com/blog/for-young-nigerians-financial-freedom-takes-more-than-a-good-job/</link>
					<comments>https://cowrywise.com/blog/for-young-nigerians-financial-freedom-takes-more-than-a-good-job/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Wed, 12 Aug 2026 14:55:58 +0000</pubDate>
				<category><![CDATA[Stories]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18735</guid>

					<description><![CDATA[<p>Ask a Nigerian parent in 1996 what they wanted for their child, and the answer usually fit in&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/for-young-nigerians-financial-freedom-takes-more-than-a-good-job/">For young Nigerians, financial freedom takes more than a good job</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">18735</post-id>	</item>
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		<title>What percentage of income should go to rent in Nigeria?</title>
		<link>https://cowrywise.com/blog/what-percentage-of-income-should-go-to-rent-in-nigeria/</link>
					<comments>https://cowrywise.com/blog/what-percentage-of-income-should-go-to-rent-in-nigeria/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Wed, 17 Jun 2026 16:05:41 +0000</pubDate>
				<category><![CDATA[Money Tips]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18724</guid>

					<description><![CDATA[<p>The global benchmark says you should spend no more than 30% of your gross income on housing. In&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/what-percentage-of-income-should-go-to-rent-in-nigeria/">What percentage of income should go to rent in Nigeria?</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">18724</post-id>	</item>
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		<title>Building Cowrywise Kids with Kotlin Multiplatform</title>
		<link>https://cowrywise.com/blog/from-weekend-experiment-to-production-app-building-cowrywise-kids-with-kotlin-multiplatform/</link>
					<comments>https://cowrywise.com/blog/from-weekend-experiment-to-production-app-building-cowrywise-kids-with-kotlin-multiplatform/#respond</comments>
		
		<dc:creator><![CDATA[Moronke Anifowose]]></dc:creator>
		<pubDate>Wed, 10 Jun 2026 14:53:53 +0000</pubDate>
				<category><![CDATA[At Work]]></category>
		<category><![CDATA[Engineering]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18707</guid>

					<description><![CDATA[<p>From weekend project to production-ready. </p>
<p>The post <a href="https://cowrywise.com/blog/from-weekend-experiment-to-production-app-building-cowrywise-kids-with-kotlin-multiplatform/">Building Cowrywise Kids with Kotlin Multiplatform</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">18707</post-id>	</item>
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		<title>How to build an Emergency Fund in Nigeria before life happens</title>
		<link>https://cowrywise.com/blog/how-to-build-an-emergency-fund-in-nigeria-before-life-happens/</link>
					<comments>https://cowrywise.com/blog/how-to-build-an-emergency-fund-in-nigeria-before-life-happens/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Tue, 09 Jun 2026 14:04:39 +0000</pubDate>
				<category><![CDATA[Money Tips]]></category>
		<category><![CDATA[Savings]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18702</guid>

					<description><![CDATA[<p>Man Proposes, Emergency Disposes Let me ask you something uncomfortable. If your income stopped tomorrow, no salary alert,&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/how-to-build-an-emergency-fund-in-nigeria-before-life-happens/">How to build an Emergency Fund in Nigeria before life happens</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">18702</post-id>	</item>
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		<title>NGX T+1 Settlement: When Do You Get Your Money After Selling Shares?</title>
		<link>https://cowrywise.com/blog/ngx-t1-settlement/</link>
					<comments>https://cowrywise.com/blog/ngx-t1-settlement/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Wed, 03 Jun 2026 15:38:53 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Money News]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18700</guid>

					<description><![CDATA[<p>If you sell shares on the Nigerian Exchange today, your money should be settled by the next business&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/ngx-t1-settlement/">NGX T+1 Settlement: When Do You Get Your Money After Selling Shares?</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">18700</post-id>	</item>
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		<title>How to Buy IPO Shares in Nigeria (and When You Shouldn&#8217;t)</title>
		<link>https://cowrywise.com/blog/how-to-buy-ipo-shares-in-nigeria/</link>
					<comments>https://cowrywise.com/blog/how-to-buy-ipo-shares-in-nigeria/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Sat, 23 May 2026 09:02:54 +0000</pubDate>
				<category><![CDATA[Product]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18697</guid>

					<description><![CDATA[<p>Learning how to buy IPO shares in Nigeria sounds simple until you actually try it. A company announces&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/how-to-buy-ipo-shares-in-nigeria/">How to Buy IPO Shares in Nigeria (and When You Shouldn&#8217;t)</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">18697</post-id>	</item>
		<item>
		<title>How to Save for Weddings, Hajj and Master&#8217;s Degrees Without Panic Debt</title>
		<link>https://cowrywise.com/blog/save-for-big-life-goals-nigeria/</link>
					<comments>https://cowrywise.com/blog/save-for-big-life-goals-nigeria/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Thu, 07 May 2026 14:37:07 +0000</pubDate>
				<category><![CDATA[Guides]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18693</guid>

					<description><![CDATA[<p>You don&#8217;t really know how expensive a dream is until the money is due. That&#8217;s when the wedding&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/save-for-big-life-goals-nigeria/">How to Save for Weddings, Hajj and Master&#8217;s Degrees Without Panic Debt</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">18693</post-id>	</item>
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		<title>Dangote Refinery IPO: The Naira-In, Dollars-Out Investment Explained</title>
		<link>https://cowrywise.com/blog/dangote-refinery-ipo-the-naira-in-dollars-out-investment-explained/</link>
					<comments>https://cowrywise.com/blog/dangote-refinery-ipo-the-naira-in-dollars-out-investment-explained/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Fri, 24 Apr 2026 17:39:38 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18686</guid>

					<description><![CDATA[<p>Most Nigerian investments follow one rule: naira in, naira out. The Dangote Refinery IPO is trying to break&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/dangote-refinery-ipo-the-naira-in-dollars-out-investment-explained/">Dangote Refinery IPO: The Naira-In, Dollars-Out Investment Explained</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">18686</post-id>	</item>
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		<title>$6.44 Billion Entered Nigeria in Q4 2025: Here’s Where It Went</title>
		<link>https://cowrywise.com/blog/nigeria-capital-inflow-q4-2025/</link>
					<comments>https://cowrywise.com/blog/nigeria-capital-inflow-q4-2025/#respond</comments>
		
		<dc:creator><![CDATA[Ope]]></dc:creator>
		<pubDate>Thu, 26 Mar 2026 11:39:21 +0000</pubDate>
				<category><![CDATA[Money News]]></category>
		<category><![CDATA[Nigerian Finance in Focus]]></category>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=18680</guid>

					<description><![CDATA[<p>Nigeria attracted $6.44 billion, but that’s not the full story Nigeria attracted $6.44 billion capital inflow in Q4&#8230;</p>
<p>The post <a href="https://cowrywise.com/blog/nigeria-capital-inflow-q4-2025/">$6.44 Billion Entered Nigeria in Q4 2025: Here’s Where It Went</a> appeared first on <a href="https://cowrywise.com/blog">Cowrywise Blog</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">18680</post-id>	</item>
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