Terms of service

Document effective 1 August, 2016

By visiting this site, you accept our terms.

The use of this website is subject to the following terms of use and the conditions of our privacy policy. By visiting this website you are acknowledge that you have read, understood and agree to these. We may update these policies from time to time and it is your responsibility to check for updates.

We will protect our intellectual property rights

The contents of this website, including the text, graphics, software and multi-media content is protected under both Nigerian and foreign laws. Unauthorized use of our content may violate copyright, trademark and other laws. You have no rights to use this content except as permitted by this agreement without prior written consent from us.

The trademarks, service marks and logos used on the website are registered marks of CowryWise. Nothing on this site should be construed as granting, by implication, or otherwise, any license or right to use these marks without our prior written permission specific for each such use. All goodwill generated from the use of our marks must be for the benefit of CowryWise.

NO WARRANTIES / LIMITATION OF LIABILITY OUR LAWYERS HAVE TOLD US THAT WE NEED TO PUT THE FOLLOWING TEXT IN ALL CAPS. PLEASE EXCUSE THE FOLLOWING WALL OF TEXT. WE DON’T USUALLY YELL. THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE WARRANTY OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE. IN NO EVENT SHALL WE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEBSITE OR ITS CONTENT WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

We are not responsible for external sites

Using advanced hypertext document linking technology, we may, from time to time, link to external websites. These links do not represent our endorsement of external content. We are not responsible for any external content. If you have any concerns about content on external sites, please get in touch with the administrators of those sites.

Please be careful when visiting external sites and keep your computer protected from viruses and other digital nasties.

This is a Nigerian web site

This website is based in Nigeria. We make no claims whether this site can be downloaded or appropriately used outside of Nigeria. If you access it from outside of Nigeria, you do so at your own risk. You are solely responsible for ensuring compliance with local laws. We can terminate this agreement at will We reserve the right, at our sole discretion, to restrict, suspend, or terminate this Agreement and your access to all or any part of the Website, at any time and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all or any part of the Website at any time without prior notice or liability.