{"id":6478,"date":"2021-12-18T21:36:29","date_gmt":"2021-12-18T20:36:29","guid":{"rendered":"https:\/\/cowrywise.com\/blog\/?p=6478"},"modified":"2022-12-02T14:44:59","modified_gmt":"2022-12-02T13:44:59","slug":"last-minute-christmas-gift-on-a-budget","status":"publish","type":"post","link":"https:\/\/cowrywise.com\/blog\/last-minute-christmas-gift-on-a-budget\/","title":{"rendered":"3 Last-Minute Christmas Gift Ideas For Your Budget"},"content":{"rendered":"\n

It\u2019s officially less than a week to Christmas, and I\u2019m pretty sure if you\u2019re reading this post, you\u2019re one of the many people who are yet to buy gifts for their friends, partners, parents, or anyone really. <\/p>\n\n\n\n

You probably just can\u2019t think of what to get, or all your options seem to be really expensive. This post is going to give you three suggestions for a last-minute Christmas gift, taking two major factors into consideration.<\/p>\n\n\n\n

The first is time. Let\u2019s not act like we don\u2019t know delivery can take weeks even if the store is located on the same street as you. This is even more so with the rush that comes with the festivities. With dispatch riders, there\u2019s always something. So, yes, we\u2019re factoring that in – considering these are last-minute gifts.<\/p>\n\n\n\n

The next factor is budget. This word means different things to different people. And frankly, there\u2019s no way to write one post that would cover everyone\u2019s budget. To one person, \u201cbudget\u201d might be 10,000 naira. Meanwhile, to Elon Musk, for instance (yes, I went that far), a budget gift may be around $300K (God when?). Who are we kidding? That\u2019s if he knows what \u201cbudget\u201d even means. <\/p>\n\n\n\n

Oh well, let those of us that do, get right into our post and ensure we stay within our budgets while gifting this season:<\/p>\n\n\n\n

Buy a gift card from their favourite store<\/h2>\n\n\n\n

Seeing money that you worked hard for is sweet. Letting your money work for you is even sweeter. But you know what tops both? The money you didn\u2019t work for. It just hits differently knowing that someone else paid the price for your enjoyment, and just handed it to you. <\/p>\n\n\n\n

This is the reason gift cards always make for great gifts – especially from stores where the receiver would typically go. The great thing about this is you don\u2019t have to worry about logistics or late delivery, plus you can spend the exact amount you planned to.<\/p>\n\n\n\n

They would have spent their own money otherwise, but no, by your swipes they are free.<\/p>\n\n\n

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Mutual Funds for Beginners: A Comprehensive Guide<\/a><\/h3>\n
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“Anon” to the rescue<\/h2>\n\n\n\n

This is very similar to getting them a gift card. Actually, just think of it as giving them a gift (card) in the presence of an applauding social media audience of thousands.  <\/p>\n\n\n\n

You could place an order for something you know they\u2019ll love, or open a tab for them in a store they like, and get the store to tweet at them anonymously (anon). This does two things – saves you the heartbreak of ordering something that won\u2019t get to you by Christmas, and adds some points to your receiver\u2019s street cred.<\/p>\n\n\n\n

Stash them<\/h2>\n\n\n\n

Nothing screams Christmas cheer louder than a good ol\u2019 credit notification. Chances are that while you\u2019re here trying to find a way around gifting, your friends are doing the same too. Everyone is trying to save money for the 1000 days of January, so go a step ahead. <\/p>\n\n\n\n

Do a free transfer (of the amount you planned to spend) with Stash<\/a> to their username. You don\u2019t need to ask for their account number. See? The perfect last-minute Christmas gift. A brilliant way to be proactive without ruining the surprise.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

These are more \u201cgifting ideas\u201d than they are \u201cgift ideas\u201d, because there are millions of possible combinations of gifts based on people\u2019s different lifestyle choices. Hopefully, this helped point you in the right direction if you\u2019re trying to put a last-minute smile on your loved one\u2019s face without doing pass yourself<\/em>.<\/p>\n\n\n\n

If you\u2019re just reading this post and you\u2019d really like to send gifts but can\u2019t afford to do that this year, don\u2019t worry. This might just be a reminder for you to create a \u201cChristmas Gifts\u201d plan<\/a> so you can start saving towards it for 2022.<\/p>\n\n\n\n

For now, I\u2019d just butter you up with probably the most comforting 5 words that anyone with good intentions can hear: \u201cIt\u2019s the thought that counts.\u201d<\/p>\n\n\n\n

Share this post with someone if you found it helpful, and stay a little longer here<\/a> to snag a few tips to grow your money in 2022.<\/p>\n\n\n\n

RELATED:<\/strong><\/p>\n\n\n\n

What to do with your money in December<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

It\u2019s officially less than a week to Christmas, and I\u2019m pretty sure if you\u2019re reading this post, you\u2019re one of the many…<\/p>\n","protected":false},"author":18,"featured_media":6481,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[134,312],"tags":[261,421,422,243,297,214],"coauthors":[465],"class_list":{"0":"post-6478","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-money-guides-and-tips","8":"category-money-tips","9":"tag-budget","10":"tag-christmas","11":"tag-gifts","12":"tag-planning","13":"tag-savings-plan","14":"tag-stash"},"yoast_head":"\n3 Last-Minute Christmas Gift Ideas For Your Budget - Cowrywise Blog<\/title>\n<meta name=\"description\" content=\"It\u2019s less than a week to Christmas - the season of sharing. 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