{"id":5501,"date":"2021-06-23T21:26:11","date_gmt":"2021-06-23T20:26:11","guid":{"rendered":"https:\/\/cowrywise.com\/blog\/?p=5501"},"modified":"2021-06-23T21:26:13","modified_gmt":"2021-06-23T20:26:13","slug":"opes-diary-23","status":"publish","type":"post","link":"https:\/\/cowrywise.com\/blog\/opes-diary-23\/","title":{"rendered":"Entry 23: An Interesting Find"},"content":{"rendered":"\n

Dear Diary,<\/p>\n\n\n\n

I’m here again, scribbling my thoughts, grateful to all of you who have never met me but gather here to read my words and share such beautiful comments every time.<\/p>\n\n\n\n

At work today, I was having a conversation with my P & C, Faith<\/a>, and it started off from career planning, then to marriage then life goals. You know all those five-minute conversations that turn to 2 hours? Yes, just like that.<\/p>\n\n\n\n

One of the things he said stuck. “If you save 15% of your current salary for 4 years, you would have enough money to self-sponsor your masters or fund your wedding when you’re ready.”

Hmm. I never thought of it that way. Plus, 15% seems like such an easy bit to put aside.<\/p>\n\n\n\n

Think about it, if you earn, say 200,000 naira monthly and you save 15% of that for 4 years, you would have about 1.5 million, at the end of 4 years. That is assuming your salary doesn\u2019t increase o (which I know it would because you are a smart person and village people<\/em> are not following you lol) ?<\/p>\n\n\n\n

It might look difficult, but if you explore saving circles<\/a> or join a savings challenge<\/a> you would be surprised how much money compounds over a period of time – especially with friends and accountability.<\/p>\n\n\n\n

You can even use part of the savings to invest in low-risk investments like mutual funds<\/a>, earning some juicy returns during the process. Sounds great, right? <\/p>\n\n\n\n

Now, this is not a shameless plug for Savings Circles or anything. <\/h6>\n\n\n\n

I’m telling you all of this because I have a major announcement soon, and I feel it’s only right that I shared it with my diary fam first. I just wanted to give you a hint, plus a little bit of context beforehand.<\/p>\n\n\n\n

We’re getting closer to the end of my diary series and I feel like I need to be more vulnerable than I have been. There’s some things I’ve held back that I feel you should know – at least for sticking with me for all these days. Some of it is about work, some about T, some about work + T. <\/p>\n\n\n\n

I don’t even know if that makes sense, sigh.<\/p>\n\n\n\n

Speaking of T, we haven’t talked since we rescheduled. I think we should just do an indoor date. Outdoor events drain me sometimes. This one was supposed to be cute, but it’s now a hassle. My social battery has permanently been on 2% lately. Please tell me you get me ?<\/p>\n\n\n\n

How do you manage your social battery when you’re at different engagements?

It\u2019s being a long day already, I need to rest. I owe y’all tea though.<\/p>\n\n\n\n

See you tomorrow.<\/p>\n\n\n\n

With love,
Ope ?<\/p>\n","protected":false},"excerpt":{"rendered":"

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