I’m Shaba Shalom and I’m a final year student of literature at OAU. Great Ife! Greatest of the greatest… <\/p>\n\n\n\n
Ok, ok, let me behave. ?<\/p>\n\n\n\n
? Behave oh. Lol! Please, share your Cowrywise story. How did you find out about the app?<\/strong><\/h2>\n\n\n\nA family friend in Lagos was always posting his mails from Ope<\/a> on his status so I found out about the app from there.<\/p>\n\n\n\nWow, shout out to your family friend! ? Did you have any objections before signing up though<\/strong>?<\/h2>\n\n\n\nI had objections o, I wasn’t sure where my money would be going and I wasn’t so tech savvy then as well. I had objections with keeping my money in a virtual “kolo”. Thank God for exposure and growth though!<\/p>\n\n\n\n
Interesting. So how and when did your objections clear?<\/strong><\/h2>\n\n\n\nMy friend had to send me a voice note to convince me and I gave it a trial and started with life goals savings (Cowrywise’s long-term savings plans for life\u2019s important goals with a minimum timeline of 1 year). <\/p>\n\n\n\n
Shout out to your friend too! ? What has changed since you started using Cowrywise?<\/strong><\/h2>\n\n\n\nMy outlook on finances in general has changed. I save<\/a> better and definitely plan<\/a> better. <\/p>\n\n\n\nAny advice for someone who still has objections?<\/strong><\/h2>\n\n\n\nMahn, join the train and open your Cowrywise account<\/a> oh! There’s nothing like knowing you have money somewhere that’s safe. Plus, Cowrywise is an amazing and user friendly app.<\/p>\n\n\n\nThank you. \u263a\ufe0f You chose life goals savings plan, which is a plan that’s locked for a whole year! Why though? <\/strong><\/h2>\n\n\n\nPrior to my savings plan, I’ve never been much of a saver. Growing up, my sisters would save<\/a> while I spent all my money. I knew that I needed to take a drastic action to ensure that I reached my savings goal for the year so that one year locked plan was definitely the best for me. <\/p>\n\n\n\n![\"\"](\"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/04\/CTA-Card-4-1024x221.png\")
<\/a><\/figure>\n\n\n\nWhat did saving for that long (for the first time) teach you about your finances?<\/strong><\/h2>\n\n\n\nSo much! <\/p>\n\n\n\n
I learnt how to budget<\/a> and stick to it. I learnt how to spend<\/a> within my means and also how not to give people money<\/a>, just because they ask. Knowing that I didn’t have access to the money stopped me from spending it anyway.<\/p>\n\n\n\nWhat is your best Cowrywise feature and why? <\/strong><\/h2>\n\n\n\nIt definitely has to be the life goals savings plan and knowing I can’t shift my maturity date forward. I have to be disciplined. ?<\/p>\n\n\n\n
Yes to discipline! \u263a\ufe0f Share that one thing (or things) that you never mind splurging on and why?<\/strong><\/h2>\n\n\n\nBooks (novels and journals) and ice cream. ?<\/p>\n\n\n\n
“Gelato”! ? What\u2019s the most absurd thing you\u2019ve spent money on lately?<\/strong><\/h2>\n\n\n\n I’m not proud of it but it’s small chops o. ?<\/p>\n\n\n\n
Ahh. Small chops investor! ?? What’s your top money lesson since you became an adult?<\/strong><\/h2>\n\n\n\nBudgeting and living within your means are important. Don’t spend on what you clearly can’t afford just because you want to fit in. <\/p>\n\n\n\n
Is adulting a scam or you\u2019re from another planet?<\/strong> <\/h2>\n\n\n\nI think it’s a scam oh. I’m not sure I expected it to be different though. ?<\/p>\n\n\n
Wow, shout out to your family friend! ? Did you have any objections before signing up though<\/strong>?<\/h2>\n\n\n\nI had objections o, I wasn’t sure where my money would be going and I wasn’t so tech savvy then as well. I had objections with keeping my money in a virtual “kolo”. Thank God for exposure and growth though!<\/p>\n\n\n\n
Interesting. So how and when did your objections clear?<\/strong><\/h2>\n\n\n\nMy friend had to send me a voice note to convince me and I gave it a trial and started with life goals savings (Cowrywise’s long-term savings plans for life\u2019s important goals with a minimum timeline of 1 year). <\/p>\n\n\n\n
Shout out to your friend too! ? What has changed since you started using Cowrywise?<\/strong><\/h2>\n\n\n\nMy outlook on finances in general has changed. I save<\/a> better and definitely plan<\/a> better. <\/p>\n\n\n\nAny advice for someone who still has objections?<\/strong><\/h2>\n\n\n\nMahn, join the train and open your Cowrywise account<\/a> oh! There’s nothing like knowing you have money somewhere that’s safe. Plus, Cowrywise is an amazing and user friendly app.<\/p>\n\n\n\nThank you. \u263a\ufe0f You chose life goals savings plan, which is a plan that’s locked for a whole year! Why though? <\/strong><\/h2>\n\n\n\nPrior to my savings plan, I’ve never been much of a saver. Growing up, my sisters would save<\/a> while I spent all my money. I knew that I needed to take a drastic action to ensure that I reached my savings goal for the year so that one year locked plan was definitely the best for me. <\/p>\n\n\n\n<\/a><\/figure>\n\n\n\nWhat did saving for that long (for the first time) teach you about your finances?<\/strong><\/h2>\n\n\n\nSo much! <\/p>\n\n\n\n
I learnt how to budget<\/a> and stick to it. I learnt how to spend<\/a> within my means and also how not to give people money<\/a>, just because they ask. Knowing that I didn’t have access to the money stopped me from spending it anyway.<\/p>\n\n\n\nWhat is your best Cowrywise feature and why? <\/strong><\/h2>\n\n\n\nIt definitely has to be the life goals savings plan and knowing I can’t shift my maturity date forward. I have to be disciplined. ?<\/p>\n\n\n\n
Yes to discipline! \u263a\ufe0f Share that one thing (or things) that you never mind splurging on and why?<\/strong><\/h2>\n\n\n\nBooks (novels and journals) and ice cream. ?<\/p>\n\n\n\n
“Gelato”! ? What\u2019s the most absurd thing you\u2019ve spent money on lately?<\/strong><\/h2>\n\n\n\n I’m not proud of it but it’s small chops o. ?<\/p>\n\n\n\n
Ahh. Small chops investor! ?? What’s your top money lesson since you became an adult?<\/strong><\/h2>\n\n\n\nBudgeting and living within your means are important. Don’t spend on what you clearly can’t afford just because you want to fit in. <\/p>\n\n\n\n
Is adulting a scam or you\u2019re from another planet?<\/strong> <\/h2>\n\n\n\nI think it’s a scam oh. I’m not sure I expected it to be different though. ?<\/p>\n\n\n
My friend had to send me a voice note to convince me and I gave it a trial and started with life goals savings (Cowrywise’s long-term savings plans for life\u2019s important goals with a minimum timeline of 1 year). <\/p>\n\n\n\n
Shout out to your friend too! ? What has changed since you started using Cowrywise?<\/strong><\/h2>\n\n\n\nMy outlook on finances in general has changed. I save<\/a> better and definitely plan<\/a> better. <\/p>\n\n\n\nAny advice for someone who still has objections?<\/strong><\/h2>\n\n\n\nMahn, join the train and open your Cowrywise account<\/a> oh! There’s nothing like knowing you have money somewhere that’s safe. Plus, Cowrywise is an amazing and user friendly app.<\/p>\n\n\n\nThank you. \u263a\ufe0f You chose life goals savings plan, which is a plan that’s locked for a whole year! Why though? <\/strong><\/h2>\n\n\n\nPrior to my savings plan, I’ve never been much of a saver. Growing up, my sisters would save<\/a> while I spent all my money. I knew that I needed to take a drastic action to ensure that I reached my savings goal for the year so that one year locked plan was definitely the best for me. <\/p>\n\n\n\n<\/a><\/figure>\n\n\n\nWhat did saving for that long (for the first time) teach you about your finances?<\/strong><\/h2>\n\n\n\nSo much! <\/p>\n\n\n\n
I learnt how to budget<\/a> and stick to it. I learnt how to spend<\/a> within my means and also how not to give people money<\/a>, just because they ask. Knowing that I didn’t have access to the money stopped me from spending it anyway.<\/p>\n\n\n\nWhat is your best Cowrywise feature and why? <\/strong><\/h2>\n\n\n\nIt definitely has to be the life goals savings plan and knowing I can’t shift my maturity date forward. I have to be disciplined. ?<\/p>\n\n\n\n
Yes to discipline! \u263a\ufe0f Share that one thing (or things) that you never mind splurging on and why?<\/strong><\/h2>\n\n\n\nBooks (novels and journals) and ice cream. ?<\/p>\n\n\n\n
“Gelato”! ? What\u2019s the most absurd thing you\u2019ve spent money on lately?<\/strong><\/h2>\n\n\n\n I’m not proud of it but it’s small chops o. ?<\/p>\n\n\n\n
Ahh. Small chops investor! ?? What’s your top money lesson since you became an adult?<\/strong><\/h2>\n\n\n\nBudgeting and living within your means are important. Don’t spend on what you clearly can’t afford just because you want to fit in. <\/p>\n\n\n\n
Is adulting a scam or you\u2019re from another planet?<\/strong> <\/h2>\n\n\n\nI think it’s a scam oh. I’m not sure I expected it to be different though. ?<\/p>\n\n\n
Any advice for someone who still has objections?<\/strong><\/h2>\n\n\n\nMahn, join the train and open your Cowrywise account<\/a> oh! There’s nothing like knowing you have money somewhere that’s safe. Plus, Cowrywise is an amazing and user friendly app.<\/p>\n\n\n\nThank you. \u263a\ufe0f You chose life goals savings plan, which is a plan that’s locked for a whole year! Why though? <\/strong><\/h2>\n\n\n\nPrior to my savings plan, I’ve never been much of a saver. Growing up, my sisters would save<\/a> while I spent all my money. I knew that I needed to take a drastic action to ensure that I reached my savings goal for the year so that one year locked plan was definitely the best for me. <\/p>\n\n\n\n<\/a><\/figure>\n\n\n\nWhat did saving for that long (for the first time) teach you about your finances?<\/strong><\/h2>\n\n\n\nSo much! <\/p>\n\n\n\n
I learnt how to budget<\/a> and stick to it. I learnt how to spend<\/a> within my means and also how not to give people money<\/a>, just because they ask. Knowing that I didn’t have access to the money stopped me from spending it anyway.<\/p>\n\n\n\nWhat is your best Cowrywise feature and why? <\/strong><\/h2>\n\n\n\nIt definitely has to be the life goals savings plan and knowing I can’t shift my maturity date forward. I have to be disciplined. ?<\/p>\n\n\n\n
Yes to discipline! \u263a\ufe0f Share that one thing (or things) that you never mind splurging on and why?<\/strong><\/h2>\n\n\n\nBooks (novels and journals) and ice cream. ?<\/p>\n\n\n\n
“Gelato”! ? What\u2019s the most absurd thing you\u2019ve spent money on lately?<\/strong><\/h2>\n\n\n\n I’m not proud of it but it’s small chops o. ?<\/p>\n\n\n\n
Ahh. Small chops investor! ?? What’s your top money lesson since you became an adult?<\/strong><\/h2>\n\n\n\nBudgeting and living within your means are important. Don’t spend on what you clearly can’t afford just because you want to fit in. <\/p>\n\n\n\n
Is adulting a scam or you\u2019re from another planet?<\/strong> <\/h2>\n\n\n\nI think it’s a scam oh. I’m not sure I expected it to be different though. ?<\/p>\n\n\n
Thank you. \u263a\ufe0f You chose life goals savings plan, which is a plan that’s locked for a whole year! Why though? <\/strong><\/h2>\n\n\n\nPrior to my savings plan, I’ve never been much of a saver. Growing up, my sisters would save<\/a> while I spent all my money. I knew that I needed to take a drastic action to ensure that I reached my savings goal for the year so that one year locked plan was definitely the best for me. <\/p>\n\n\n\n<\/a><\/figure>\n\n\n\nWhat did saving for that long (for the first time) teach you about your finances?<\/strong><\/h2>\n\n\n\nSo much! <\/p>\n\n\n\n
I learnt how to budget<\/a> and stick to it. I learnt how to spend<\/a> within my means and also how not to give people money<\/a>, just because they ask. Knowing that I didn’t have access to the money stopped me from spending it anyway.<\/p>\n\n\n\nWhat is your best Cowrywise feature and why? <\/strong><\/h2>\n\n\n\nIt definitely has to be the life goals savings plan and knowing I can’t shift my maturity date forward. I have to be disciplined. ?<\/p>\n\n\n\n
Yes to discipline! \u263a\ufe0f Share that one thing (or things) that you never mind splurging on and why?<\/strong><\/h2>\n\n\n\nBooks (novels and journals) and ice cream. ?<\/p>\n\n\n\n
“Gelato”! ? What\u2019s the most absurd thing you\u2019ve spent money on lately?<\/strong><\/h2>\n\n\n\n I’m not proud of it but it’s small chops o. ?<\/p>\n\n\n\n
Ahh. Small chops investor! ?? What’s your top money lesson since you became an adult?<\/strong><\/h2>\n\n\n\nBudgeting and living within your means are important. Don’t spend on what you clearly can’t afford just because you want to fit in. <\/p>\n\n\n\n
Is adulting a scam or you\u2019re from another planet?<\/strong> <\/h2>\n\n\n\nI think it’s a scam oh. I’m not sure I expected it to be different though. ?<\/p>\n\n\n
<\/a><\/figure>\n\n\n\nWhat did saving for that long (for the first time) teach you about your finances?<\/strong><\/h2>\n\n\n\nSo much! <\/p>\n\n\n\n
I learnt how to budget<\/a> and stick to it. I learnt how to spend<\/a> within my means and also how not to give people money<\/a>, just because they ask. Knowing that I didn’t have access to the money stopped me from spending it anyway.<\/p>\n\n\n\nWhat is your best Cowrywise feature and why? <\/strong><\/h2>\n\n\n\nIt definitely has to be the life goals savings plan and knowing I can’t shift my maturity date forward. I have to be disciplined. ?<\/p>\n\n\n\n
Yes to discipline! \u263a\ufe0f Share that one thing (or things) that you never mind splurging on and why?<\/strong><\/h2>\n\n\n\nBooks (novels and journals) and ice cream. ?<\/p>\n\n\n\n
“Gelato”! ? What\u2019s the most absurd thing you\u2019ve spent money on lately?<\/strong><\/h2>\n\n\n\n I’m not proud of it but it’s small chops o. ?<\/p>\n\n\n\n
Ahh. Small chops investor! ?? What’s your top money lesson since you became an adult?<\/strong><\/h2>\n\n\n\nBudgeting and living within your means are important. Don’t spend on what you clearly can’t afford just because you want to fit in. <\/p>\n\n\n\n
Is adulting a scam or you\u2019re from another planet?<\/strong> <\/h2>\n\n\n\nI think it’s a scam oh. I’m not sure I expected it to be different though. ?<\/p>\n\n\n
What is your best Cowrywise feature and why? <\/strong><\/h2>\n\n\n\nIt definitely has to be the life goals savings plan and knowing I can’t shift my maturity date forward. I have to be disciplined. ?<\/p>\n\n\n\n
Yes to discipline! \u263a\ufe0f Share that one thing (or things) that you never mind splurging on and why?<\/strong><\/h2>\n\n\n\nBooks (novels and journals) and ice cream. ?<\/p>\n\n\n\n
“Gelato”! ? What\u2019s the most absurd thing you\u2019ve spent money on lately?<\/strong><\/h2>\n\n\n\n I’m not proud of it but it’s small chops o. ?<\/p>\n\n\n\n
Ahh. Small chops investor! ?? What’s your top money lesson since you became an adult?<\/strong><\/h2>\n\n\n\nBudgeting and living within your means are important. Don’t spend on what you clearly can’t afford just because you want to fit in. <\/p>\n\n\n\n
Is adulting a scam or you\u2019re from another planet?<\/strong> <\/h2>\n\n\n\nI think it’s a scam oh. I’m not sure I expected it to be different though. ?<\/p>\n\n\n
Books (novels and journals) and ice cream. ?<\/p>\n\n\n\n
“Gelato”! ? What\u2019s the most absurd thing you\u2019ve spent money on lately?<\/strong><\/h2>\n\n\n\n I’m not proud of it but it’s small chops o. ?<\/p>\n\n\n\n
Ahh. Small chops investor! ?? What’s your top money lesson since you became an adult?<\/strong><\/h2>\n\n\n\nBudgeting and living within your means are important. Don’t spend on what you clearly can’t afford just because you want to fit in. <\/p>\n\n\n\n
Is adulting a scam or you\u2019re from another planet?<\/strong> <\/h2>\n\n\n\nI think it’s a scam oh. I’m not sure I expected it to be different though. ?<\/p>\n\n\n
Budgeting and living within your means are important. Don’t spend on what you clearly can’t afford just because you want to fit in. <\/p>\n\n\n\n