{"id":4744,"date":"2021-04-17T10:32:43","date_gmt":"2021-04-17T09:32:43","guid":{"rendered":"https:\/\/cowrywise.com\/blog\/?p=4744"},"modified":"2023-03-22T16:32:46","modified_gmt":"2023-03-22T15:32:46","slug":"personal_savings_goal","status":"publish","type":"post","link":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/","title":{"rendered":"Money Chronicles: How I Achieved My Personal Savings Goal"},"content":{"rendered":"\n<p class=\"has-background wp-block-paragraph\" style=\"background-color:#f4f8fc\">Money Chronicles showcase the honest money experiences of everyday people who use Cowrywise. We share a story on the 17th of every month. Today, we speak with Juwonlo who shares how she achieved her personal savings goal by joining a Savings Circle on Cowrywise. Want to find out how challenging yourself with a Savings Circle can help you hit your money goals too? Then read this fun interview. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hi! Let&#8217;s get to meet you.? What&#8217;s your name and what do you do?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Hi hi. My name is &#8216;Juwonlo Oloyede. I work with an NGO as the Administrative Executive.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How did you find out about Cowrywise and how long have you been using the app?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">I found out about Cowrywise through the <a href=\"https:\/\/twitter.com\/ladywithballsng\" target=\"_blank\" rel=\"noreferrer noopener\">Lady with Balls community<\/a> (LWB). I&#8217;ve been using the App since 2019.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What was your savings culture like before Cowrywise? What changed after Cowrywise?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Omo! Before Cowrywise, I only saved when I had <em>awoof<\/em> money (if you know what I mean ?). The change happened when the LWB Money Gang was established and about 100 of us were in a <a href=\"https:\/\/cowrywise.com\/circles\/challenges?utm_source=blog&amp;utm_medium=moneychronicle&amp;utm_campaign=challenges\" target=\"_blank\" rel=\"noreferrer noopener\">savings circle<\/a>. I got challenged by the energy from fellow savers in the circle and that was my breakthrough. ?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">We spoke to you and your friends in this <a href=\"https:\/\/www.youtube.com\/watch?v=th9mtlcYd2A&amp;t=214s\" target=\"_blank\" rel=\"noreferrer noopener\">video<\/a> about the success of your savings challenge. Why did you decide to join?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ah! If you know LWB, then you would also know that any opportunity that comes from the community is premium. This was my major reason, really. Yeah, I wanted to be financially independent and stable but knowing that this opportunity was from the community I trusted meant more to me.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">You mentioned in that video that the circle taught you that your goals are achievable. What would you tell someone who has set a savings goal but thinks it&#8217;s too far-fetched?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Without trying to sound like a motivational speaker, I&#8217;d say just start saving towards that goal. The fact that the goal is registered in your mind would be a major push to harness the possibilities of achieving it. For real, if that goal is valid, then it&#8217;s not far-fetched.<\/p>\n\n\n<div class=\"shortcode-block\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Did joining a savings challenge influence your ability to meet your savings goal? If yes, how?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Being in the same circle with people who had the same financial goal as I did really challenged me to save at every chance I got.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Any advice for someone who&#8217;s on the fence about joining a savings circle to meet their personal goals too?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re desperately in need of a breakthrough in your finances and need to up your savings game, I&#8217;d highly recommend joining a <a href=\"https:\/\/cowrywise.com\/circles\/challenges?utm_source=blog&amp;utm_medium=moneychronicle&amp;utm_campaign=challenges\" target=\"_blank\" rel=\"noreferrer noopener\">savings challenge<\/a>. It wouldn&#8217;t hurt to try and it can help you hit your personal savings goal faster.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is your best Cowrywise feature?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ahhhhh! You know this! &#8220;Juwonlo, you have been challenged!&#8221; This notification is &#8216;it&#8217; for me. I love it! ?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>When you join a Savings Circle, you get a notification if someone surpasses you by saving the most money for a period of time. If you&#8217;re the highest saver, others get the notification that they&#8217;ve been challenged. Get it? ?<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Last year was tough for many people and some may have felt the need to spend all they had. How were you able to stick to keeping money aside during a pandemic?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">I think the major reason for me was being in a circle <em>jare<\/em> because it provided me with the necessary ginger. When I saw other people saving during a pandemic, please who was I not to save na?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What\u2019s your money weakness? That thing you don&#8217;t mind spending plentyyy of money on!<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Hmmmm\u2026. my food cravings ???. I think I have the weirdest cravings in the world. When it comes, I can lose focus. ?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">You had just finished NYSC when you joined the LWB savings circle. So how was your NYSC year? ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">I was actually still serving oh. Service year was really good if you remove the camp period sha.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Any money lessons from the time you served the country? Please share any interesting money-related stories.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">So, I was one of the fortunate ones who were serving when the NYSC alawee (monthly stipend) was increased and this meant I had the opportunity to up my &#8220;baby girl&#8221; game.? I began to spend more until the pandemic came and we had to do &#8220;panic buying&#8221; due to the imminent lockdown. This was a difficult period because the unforeseen came and I didn&#8217;t make good money decisions beforehand, which could have helped at the time I needed it the most.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Queue Emergency Funds!<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/cowrywise.com\/blog\/emergency-fund\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"222\" src=\"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/02\/Saving-as-a-couple-button-breakers-300ppi2-01-1024x222.png\" alt=\"\" class=\"wp-image-4065\" srcset=\"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/02\/Saving-as-a-couple-button-breakers-300ppi2-01-1024x222.png 1024w, https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/02\/Saving-as-a-couple-button-breakers-300ppi2-01-300x65.png 300w, https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/02\/Saving-as-a-couple-button-breakers-300ppi2-01-768x167.png 768w, https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/02\/Saving-as-a-couple-button-breakers-300ppi2-01-1536x333.png 1536w, https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/02\/Saving-as-a-couple-button-breakers-300ppi2-01-2048x444.png 2048w, https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/02\/Saving-as-a-couple-button-breakers-300ppi2-01-360x78.png 360w, https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/02\/Saving-as-a-couple-button-breakers-300ppi2-01-150x33.png 150w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">What major money lesson should someone who&#8217;s just about to start NYSC learn?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Please <a href=\"http:\/\/cwry.se\/blog_signup\" target=\"_blank\" rel=\"noreferrer noopener\">save as much as you can<\/a>. And have a goal you&#8217;re saving towards.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">If you could join your first savings circle again, is there anything you&#8217;ll change about the process?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">No. The process was flexible and considerate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Are you someone&#8217;s ATM and is someone your ATM? ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Haq! Yes and yes. <\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">If there was unlimited funds, what will you do\/be and why?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">First, I&#8217;ll JP (if you know what I mean).? Are you still asking why? Lol. Next question please. Tenz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How do you destress after a tough day?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">I watch a movie till I sleep off.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">You&#8217;re invited to speak to young ladies about building wealth and imbibing healthy money habits. What will the title of your speech be?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Break the Money Myths.&#8221;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why did you choose that title?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It was the first idea that came to mind. ?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Choose one. Bone-straight, a trip to Dubai or give you cash?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Give me my cash ohhhhhhhhhh.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Any suggestions for the Cowrywise team?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">No suggestions. I&#8217;d just like to give you all a big shout out. You&#8217;re doing amazing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Thanks Juwonlo. ??<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Awoof<\/em> means free money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Jare<\/em> is a slang that does not exactly have a meaning but is used in informal or playful conversations.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">Are you struggling to achieve your personal savings goal? Then joining a <a href=\"https:\/\/cowrywise.com\/circles\/challenges?utm_source=blog&amp;utm_medium=moneychronicle&amp;utm_campaign=challenges\" target=\"_blank\" rel=\"noreferrer noopener\">Savings Circle<\/a> on Cowrywise might just be what you need. Join now and let the awareness that others are saving with you challenge you to hit your goals. <\/p>\n","protected":false},"excerpt":{"rendered":"Money Chronicles showcase the honest money experiences of everyday people who use Cowrywise. We share a story on&hellip;","protected":false},"author":1,"featured_media":7464,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_page_reading_time":"","csco_page_toc_navigation":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"footnotes":""},"categories":[300],"tags":[493,301,298,297,323],"coauthors":[463],"class_list":["post-4744","post","type-post","status-publish","format-standard","has-post-thumbnail","category-testimonials","tag-explore","tag-money-chronicles","tag-saving-in-nigeria","tag-savings-plan","tag-testimonials","cs-entry","cs-video-wrap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How I Hit My Personal Savings Goal by Joining a Savings Challenge<\/title>\n<meta name=\"description\" content=\"Find out how joining a Savings Circle on Cowrywise helped Juwonlo hit her personal savings goal during the height of the pandemic.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How I Hit My Personal Savings Goal by Joining a Savings Challenge\" \/>\n<meta property=\"og:description\" content=\"Find out how joining a Savings Circle on Cowrywise helped Juwonlo hit her personal savings goal during the height of the pandemic.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/\" \/>\n<meta property=\"og:site_name\" content=\"Cowrywise Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/cowrywise\" \/>\n<meta property=\"article:published_time\" content=\"2021-04-17T09:32:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-22T15:32:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/04\/testimonial-card-Juwonlo-updated-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Ope\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@cowrywise\" \/>\n<meta name=\"twitter:site\" content=\"@cowrywise\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ope\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/\"},\"author\":{\"name\":\"Ope\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/#\\\/schema\\\/person\\\/04a8b1c88ff4fbf5ba81cec7e2c88d07\"},\"headline\":\"Money Chronicles: How I Achieved My Personal Savings Goal\",\"datePublished\":\"2021-04-17T09:32:43+00:00\",\"dateModified\":\"2023-03-22T15:32:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/\"},\"wordCount\":1072,\"commentCount\":5,\"publisher\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/testimonial-card-Juwonlo-updated-1.png\",\"keywords\":[\"explore\",\"money chronicles\",\"Saving in Nigeria\",\"Savings Plan\",\"Testimonials\"],\"articleSection\":[\"Testimonials\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/\",\"url\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/\",\"name\":\"How I Hit My Personal Savings Goal by Joining a Savings Challenge\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/testimonial-card-Juwonlo-updated-1.png\",\"datePublished\":\"2021-04-17T09:32:43+00:00\",\"dateModified\":\"2023-03-22T15:32:46+00:00\",\"description\":\"Find out how joining a Savings Circle on Cowrywise helped Juwonlo hit her personal savings goal during the height of the pandemic.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/testimonial-card-Juwonlo-updated-1.png\",\"contentUrl\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/testimonial-card-Juwonlo-updated-1.png\",\"width\":1920,\"height\":1000,\"caption\":\"testimonial-card-Juwonlo\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/personal_savings_goal\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Money Chronicles: How I Achieved My Personal Savings Goal\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/\",\"name\":\"Cowrywise Blog\",\"description\":\"Different articles and personal stories about managing money! Learn everything you need to know to plan and secure your financial future now. Read now.\",\"publisher\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/#organization\"},\"alternateName\":\"Cowrywise Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/#organization\",\"name\":\"Cowrywise\",\"url\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/05\\\/avatar.png\",\"contentUrl\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/05\\\/avatar.png\",\"width\":1024,\"height\":1024,\"caption\":\"Cowrywise\"},\"image\":{\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/cowrywise\",\"https:\\\/\\\/x.com\\\/cowrywise\",\"https:\\\/\\\/instagram.com\\\/cowrywise\",\"https:\\\/\\\/www.youtube.com\\\/c\\\/Cowrywise\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/cowrywise\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/#\\\/schema\\\/person\\\/04a8b1c88ff4fbf5ba81cec7e2c88d07\",\"name\":\"Ope\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/05\\\/avatar-2-150x150.png3f09a3f522a6a0962dcaa4fce1c4e073\",\"url\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/05\\\/avatar-2-150x150.png\",\"contentUrl\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/05\\\/avatar-2-150x150.png\",\"caption\":\"Ope\"},\"description\":\"Your favorite advisor\",\"url\":\"https:\\\/\\\/cowrywise.com\\\/blog\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How I Hit My Personal Savings Goal by Joining a Savings Challenge","description":"Find out how joining a Savings Circle on Cowrywise helped Juwonlo hit her personal savings goal during the height of the pandemic.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/","og_locale":"en_US","og_type":"article","og_title":"How I Hit My Personal Savings Goal by Joining a Savings Challenge","og_description":"Find out how joining a Savings Circle on Cowrywise helped Juwonlo hit her personal savings goal during the height of the pandemic.","og_url":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/","og_site_name":"Cowrywise Blog","article_publisher":"https:\/\/facebook.com\/cowrywise","article_published_time":"2021-04-17T09:32:43+00:00","article_modified_time":"2023-03-22T15:32:46+00:00","og_image":[{"width":1920,"height":1000,"url":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/04\/testimonial-card-Juwonlo-updated-1.png","type":"image\/png"}],"author":"Ope","twitter_card":"summary_large_image","twitter_creator":"@cowrywise","twitter_site":"@cowrywise","twitter_misc":{"Written by":"Ope","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/#article","isPartOf":{"@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/"},"author":{"name":"Ope","@id":"https:\/\/cowrywise.com\/blog\/#\/schema\/person\/04a8b1c88ff4fbf5ba81cec7e2c88d07"},"headline":"Money Chronicles: How I Achieved My Personal Savings Goal","datePublished":"2021-04-17T09:32:43+00:00","dateModified":"2023-03-22T15:32:46+00:00","mainEntityOfPage":{"@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/"},"wordCount":1072,"commentCount":5,"publisher":{"@id":"https:\/\/cowrywise.com\/blog\/#organization"},"image":{"@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/#primaryimage"},"thumbnailUrl":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/04\/testimonial-card-Juwonlo-updated-1.png","keywords":["explore","money chronicles","Saving in Nigeria","Savings Plan","Testimonials"],"articleSection":["Testimonials"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cowrywise.com\/blog\/personal_savings_goal\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/","url":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/","name":"How I Hit My Personal Savings Goal by Joining a Savings Challenge","isPartOf":{"@id":"https:\/\/cowrywise.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/#primaryimage"},"image":{"@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/#primaryimage"},"thumbnailUrl":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/04\/testimonial-card-Juwonlo-updated-1.png","datePublished":"2021-04-17T09:32:43+00:00","dateModified":"2023-03-22T15:32:46+00:00","description":"Find out how joining a Savings Circle on Cowrywise helped Juwonlo hit her personal savings goal during the height of the pandemic.","breadcrumb":{"@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cowrywise.com\/blog\/personal_savings_goal\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/#primaryimage","url":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/04\/testimonial-card-Juwonlo-updated-1.png","contentUrl":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/04\/testimonial-card-Juwonlo-updated-1.png","width":1920,"height":1000,"caption":"testimonial-card-Juwonlo"},{"@type":"BreadcrumbList","@id":"https:\/\/cowrywise.com\/blog\/personal_savings_goal\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cowrywise.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Money Chronicles: How I Achieved My Personal Savings Goal"}]},{"@type":"WebSite","@id":"https:\/\/cowrywise.com\/blog\/#website","url":"https:\/\/cowrywise.com\/blog\/","name":"Cowrywise Blog","description":"Different articles and personal stories about managing money! Learn everything you need to know to plan and secure your financial future now. Read now.","publisher":{"@id":"https:\/\/cowrywise.com\/blog\/#organization"},"alternateName":"Cowrywise Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cowrywise.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cowrywise.com\/blog\/#organization","name":"Cowrywise","url":"https:\/\/cowrywise.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cowrywise.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2019\/05\/avatar.png","contentUrl":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2019\/05\/avatar.png","width":1024,"height":1024,"caption":"Cowrywise"},"image":{"@id":"https:\/\/cowrywise.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/cowrywise","https:\/\/x.com\/cowrywise","https:\/\/instagram.com\/cowrywise","https:\/\/www.youtube.com\/c\/Cowrywise","https:\/\/www.linkedin.com\/company\/cowrywise\/"]},{"@type":"Person","@id":"https:\/\/cowrywise.com\/blog\/#\/schema\/person\/04a8b1c88ff4fbf5ba81cec7e2c88d07","name":"Ope","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2019\/05\/avatar-2-150x150.png3f09a3f522a6a0962dcaa4fce1c4e073","url":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2019\/05\/avatar-2-150x150.png","contentUrl":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2019\/05\/avatar-2-150x150.png","caption":"Ope"},"description":"Your favorite advisor","url":"https:\/\/cowrywise.com\/blog\/author\/admin\/"}]}},"jetpack_featured_media_url":"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2021\/04\/testimonial-card-Juwonlo-updated-1.png","_links":{"self":[{"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/posts\/4744","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/comments?post=4744"}],"version-history":[{"count":7,"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/posts\/4744\/revisions"}],"predecessor-version":[{"id":7465,"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/posts\/4744\/revisions\/7465"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/media\/7464"}],"wp:attachment":[{"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/media?parent=4744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/categories?post=4744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/tags?post=4744"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/cowrywise.com\/blog\/wp-json\/wp\/v2\/coauthors?post=4744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}