{"id":2462,"date":"2020-06-10T15:38:43","date_gmt":"2020-06-10T14:38:43","guid":{"rendered":"https:\/\/cowrywise.com\/blog\/?p=2462"},"modified":"2023-01-28T20:49:31","modified_gmt":"2023-01-28T19:49:31","slug":"top-savings-challenges-for-nigerians","status":"publish","type":"post","link":"https:\/\/cowrywise.com\/blog\/top-savings-challenges-for-nigerians\/","title":{"rendered":"8 Saving Challenges to Help You Save More in 2023"},"content":{"rendered":"\n

Cowrywise Savings Challenges are a great way to competitively save money! Recently we relaunched Cowrywise Circles<\/a> which makes it even easier to take part in Savings Challenges. In this article, we\u2019ll discuss:<\/p>\n\n\n\n

1. How Savings Challenges work<\/a>
2. Why should you join a Savings Challenge<\/a>
3. 8 Savings Challenges on Cowrywise to Help You Save More in 2023<\/a>
4. How to join a Savings Challenge<\/a><\/p>\n\n\n\n

How Savings Challenges work<\/strong><\/h2>\n\n\n\n

Have you ever tried to work towards a money goal and realized that somehow, you always end up spending that money? Yup, the chances are we\u2019ve all experienced this at some point or the other. Which is where savings challenges come in.<\/p>\n\n\n\n

Money challenges are a way to slowly but strategically meet your goal while competing for the top spot on the leaderboard! Savings challenges aim to help the members of the challenges save a certain amount of money over a stated duration. It also has an added element of competition too and you\u2019ll know you\u2019re not alone in saving.<\/p>\n\n\n\n

Why should you join a Savings Challenge?<\/strong><\/h2>\n\n\n\n

There are many options open to you when it comes to saving money. But why should you opt for a Savings Challenge?<\/p>\n\n\n\n

1. It\u2019s a fun way to save. You can have personal savings plans and also be a part of a Money Challenge which adds a bit of diversity to your savings. Yup, it\u2019s pretty fun knowing you\u2019re achieving big things with other members.<\/p>\n\n\n\n

2. You\u2019ll know that you aren\u2019t alone and it definitely gives you a little motivation to save those funds!<\/p>\n\n\n\n

3. Everyone wants to be a winner and why not win and achieve your money goals at the same time? It\u2019s a win-win situation.<\/p>\n\n\n\n

4. Challenges are savings plans that are already structured for you so you don\u2019t need to worry about any details to set it up.<\/p>\n\n\n\n

5. It’s automated so you never have to worry about missing another savings day!<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

8 Savings Challenges on Cowrywise to Help You Save More in 2023<\/h2>\n\n\n\n

We have some interesting Saving Challenges on Cowrywise that anyone can join.<\/p>\n\n\n\n

Here are some to help you get started in 2023.<\/p>\n\n\n\n

1. 52 weeks challenge<\/h3>\n\n\n\n

If you save N10,000 for 52 weeks (which is a year), you’ll have N520,000 by the end of 2023. Apart from the discipline you get to imbibe on this challenge, nothing beats rounding up the year with cash that you worked hard for. But remember that the ultimate goal is to save to invest<\/strong>, not save to spend as some are accustomed to doing at the end of each year. Ready to challenge yourself?<\/p>\n\n\n\n

Join the 52 weeks Savings challenge<\/a>.<\/p>\n\n\n\n

2. 50k per Month Challenge<\/h3>\n\n\n\n

Do you have a 9 to 5 or a business you earn from every month? This challenge is ideal for you! It ensures you pay yourself by saving so that you don’t spend all your income on expenses. Join this challenge to automatically save at least 50,000 every month. You can save even more to top the leaderboard. Plus, N600,000 saved by the end of the year is not bad at all! ?<\/p>\n\n\n\n

Join the 50K per month Challenge<\/a>.<\/p>\n\n\n\n

3. 52-week Halal Savings Challenge<\/h3>\n\n\n\n

You deserve to save easily while staying true to your faith. This savings challenge with no interests ensures you can do that in 2023. With automated deposits of N10,000 per week on the Halal savings challenge, you’re taking action to meet your financial goals while holding on to your deepest values. <\/p>\n\n\n\n

Join the 52-week Halal Savings Challenge<\/a><\/p>\n\n\n\n

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4. Daily 2k Challenge<\/h3>\n\n\n\n

Do you own a business that enables you to make money daily? Join this challenge that lets you save at least N2,000 daily. Remember how little drops of water make a mighty ocean? Saving N2,000 daily will compound to almost 1M by the end of the year. You can always add extra cash to have more saved by December 2023.<\/p>\n\n\n\n

Join the Daily 2K Challenge<\/a><\/p>\n\n\n\n

5. 1 Million in 52 Weeks Challenge<\/h3>\n\n\n\n

Does this tune sound familiar? Sho gba 1 milli, one million Naira…<\/i> Even though Davido was referring to 1Million Dollars in his popular 1Milli song, we believe 1Million Naira is a great place to start! This is for you if you want to save your first million.<\/p>\n\n\n\n

Join the 1 Million in 52 Weeks Challenge<\/a><\/p>\n\n\n\n

6. 20k per Month Challenge<\/h3>\n\n\n\n

Already saved up to 1Million in the past but want to keep up the good work? Then this challenge will help you stay consistent. Add to your zeroes by setting aside N20,000 weekly with others on this Savings Challenge. <\/p>\n\n\n\n

Join the 20k per Month Challenge<\/a><\/p>\n\n\n

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<\/span>Guides<\/span><\/a><\/span>Investing<\/span><\/a><\/span>Money Tips<\/span><\/a><\/div>\n

Why do you loop your songs?<\/a><\/h3>\n
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<\/div>\n <\/a>\n <\/div>\n <\/div>\n \n
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<\/span>Guides<\/span><\/a><\/span>Investing<\/span><\/a><\/div>\n

Treasury Bonds: What you need to Know<\/a><\/h3>\n
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7. Christmas Club Challenge<\/h3>\n\n\n\n

Don’t let Christmas meet you by surprise! Have activities you always do at the end of the year that you need to plan better for? Then this classic Savings Challenge is just right. Save at least 10,000 monthly and have N120,000 for your Christmas spending. You can top up with extra cash to have even more by then.<\/p>\n\n\n\n

Join the Christmas Club Challenge<\/a><\/p>\n\n\n\n

8. 360k 12-month Challenge<\/h3>\n\n\n\n

Join others to save up to N360,000 by the end of the year. With automated savings of N30,000 per month, you can save well over a quarter of a million in 2023. Add extra cash at any time to top the leaderboard of this challenge. <\/p>\n\n\n\n

Join the 360k 12-month Challenge<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n

Want even more options? You can visit Cowrywise Savings Circle page to find simple Money Challenges that have no frills or fuss. Get started by choosing the ones that best suit your income and financial goals. The trick is to start small and slowly get into the groove of savings, and then going a step further to investing. <\/p>\n\n\n\n

Do this and you’ll soon be the master of the game, surpassing your set goals and showing others the way.<\/p>\n\n\n\n

How to join a Savings Challenge<\/h2>\n\n\n\n

Joining a Savings Challenge is pretty simple. Visit the Savings Challenge<\/a> page or download the latest version of the Cowrywise app <\/a>on the Play Store or App Store to get started.<\/p>\n","protected":false},"excerpt":{"rendered":"

Cowrywise Savings Challenges are a great way to competitively save money and this article highlights all the top ones you can join today!<\/p>\n","protected":false},"author":1,"featured_media":2589,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[173,133],"tags":[182,181,266],"coauthors":[463],"class_list":{"0":"post-2462","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-saving-tips","8":"category-cowrywise-updates","9":"tag-group-savings","10":"tag-savings","11":"tag-savings-circle"},"yoast_head":"\n8 Top Savings Challenges to Help You Save More in 2023<\/title>\n<meta name=\"description\" content=\"Cowrywise Savings Challenges are a great way to competitively save money and this article highlights all the top ones you can join today!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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