Amazing! How has your time at Cowrywise been so far?<\/h2>\n\n\n\n
It has really been amazing. ? I love being able to lock my savings (I had to learn financial discipline by force). I absolutely love Ope from Cowrywise and I love that at the time I was able to save with my friends. My love for Cowrywise will be a 10\/10 when I’m finally able to use the Money Duo feature. Till then let us be doing singleton with safelock.<\/p>\n\n\n\n
Oops…love is on the way, don’t worry. You can begin using Duo with a friend for now\u2026planning for the future. ?<\/h2>\n\n\n\n
But saving with your man>>>>>>><\/p>\n\n\n\n I’d say it blew up because I carried my followers along. I made my first tweet on 9th April<\/a> talking about creating a savings plan for my rent and I started saving with only \u20a65000. Every time I saved a bit more, I updated my tweet<\/a> bringing my friends and followers along. When I finally hit the goal, people were applauding my tenacity because they had seen me move through the journey from \u20a65000 to \u20a6600,000.<\/p>\n\n\n\n For accountability. I figured that if I did it on my own I could easily relapse like I had always done. But I made the first tweet and I needed to prove a point to myself that I’m capable of achieving a set goal. And what other motivation do you need other than over 1000 people cheering you? I needed that and I got it ?<\/p>\n\n\n\n It was hardddddddd. I had to do a lot of delayed gratification, cry a lot of tears, hawk my services on the timeline, and do a lot of work. I had to wear the cloak of discipline. Imagine seeing this beautiful wig you want to buy but can’t because you need to save. <\/strong>This period also helped me develop a new routine. I get money, remove my tithe, remove my savings, and spend the rest. And I didn’t follow any formula. I just saved as much as I could. <\/strong><\/p>\n\n\n\n Some of my friends think I’m too strict but I think I owe it to my banking and finance background .? I know my best friend and a colleague had to start saving because of my pressure.<\/p>\n\n\n\n The first thing I did was cry. I was overwhelmed with so much awe looking at my balance on 28th September. When I started saving, my monthly salary was \u20a680,000 and I didn’t think I could achieve the \u20a6600,000 by my set maturity date. So I was really overwhelmed when I did achieve it. And considering that it was the first time I’ll be having such an amount of money to my name<\/strong> was really cool ?<\/p>\n\n\n\n The fact that not even my ancestors will make me access my money if it’s not maturity day yet.<\/p>\n\n\n\n Most Nigerians think “You need to have a lot of money to save.” In the words of my friend, “I have not saved myself, it’s money I will now save?” And for investment, we are a people with an eye for big things which is why we love Ponzi schemes. A lot of people think the returns from investments are too small and they’d rather take the risk of putting it in MMM than invest. That’s our problem.<\/p>\n\n\n\n![\"\"](\"https:\/\/cowrywise.com\/blog\/wp-content\/uploads\/2023\/05\/Money-Duo-1024x221.png\")
<\/a><\/figure>\n\n\n\nTell me about your tweet that blew up<\/h2>\n\n\n\n
Inspiring story. Why did you decide to carry your followers along? You could have chosen to save privately.<\/h2>\n\n\n\n
That’s one of the major reasons we created Cowrywise circles; to help people save with the right motivation and boost from their friends and colleagues.<\/h2>\n\n\n\n
Sometimes it\u2019s best to just save aggressively, especially when there\u2019s a goal in mind. How did you feel when you finally achieved your goal?<\/h2>\n\n\n\n
We\u2019re happy for you! ?Moving on, what do you love most about Cowrywise?<\/h2>\n\n\n\n
Generally, what do you think is the major reason why some Nigerians do not save and invest?<\/h2>\n\n\n\n
That\u2019s true. Ponzi schemes have actually wrecked many people\u2019s perspective of investments, it\u2019s sad. <\/h2>\n\n\n\n