{"id":15131,"date":"2023-10-18T13:26:19","date_gmt":"2023-10-18T12:26:19","guid":{"rendered":"https:\/\/cowrywise.com\/blog\/?p=15131"},"modified":"2023-12-13T19:47:46","modified_gmt":"2023-12-13T18:47:46","slug":"how-i-became-disciplined-with-savings-using-cowrywise","status":"publish","type":"post","link":"https:\/\/cowrywise.com\/blog\/how-i-became-disciplined-with-savings-using-cowrywise\/","title":{"rendered":"Money Chronicles: How I Became Disciplined With Savings Using Cowrywise"},"content":{"rendered":"\n

Money Chronicles showcases the honest money experiences of everyday people who use Cowrywise. Today, I spoke with Nmabuobi, one of our users who got disciplined with her savings and spent within her means. This is one fun short conversation you want to read through.<\/p>\n\n\n\n

Hi hi ? Can we meet you?<\/h2>\n\n\n\n

My name is Nmabuobi Oba and I am a student at the University of Ibadan, I am also a video editor and a motion graphics designer.<\/p>\n\n\n\n

This is amazing! How did you hear about Cowrywise?<\/h2>\n\n\n\n

I heard about Cowrywise on Social Media, I was interested in financial freedom early so I did some Google searches and here we are.?<\/p>\n\n\n\n

You’re a smart one. Not many people pay attention to this at a young age. <\/h2>\n\n\n\n

So now that you use the Cowrywise app, what is your best Cowrywise feature and why?<\/h2>\n\n\n\n

The Dollar Investments, because it gives me an introduction to how investing in the stock market would be, till I am able to do that in a bigger capacity.<\/p>\n\n\n\n

What other features would you love to see?<\/h2>\n\n\n\n

More investment plans actually, I\u2019m good with features because I use almost all of them?<\/p>\n\n\n\n

Okay! Have you had any issues using the Cowrywise app?<\/h2>\n\n\n\n

Yes I have, there was a time I tried to join the ambassador’s savings plan but I couldn’t save on it again after the second month even after trying to fund the plan multiple times.?<\/p>\n\n\n\n

Oh sorry about that! I’ll get this across to the team. By the way, what changed about your finances since you started using Cowrywise?<\/h2>\n\n\n\n

Discipline, I can\u2019t do any unnecessary urgent 2k anymore?<\/p>\n\n\n\n

Haha! ?? I’m glad it helped you build discipline. Do you refer people to use Cowrywise?<\/h2>\n\n\n\n

Yes, most definitely!?<\/p>\n\n\n\n

What advice would you give someone who\u2019s stalling on opening a Cowrywise account?<\/h2>\n\n\n\n

What is there to lose if you open it??\u200d\u2640\ufe0f Your money is definitely safe, has layers to the safety, and the rainy days people talk about, are real! Be prepared for them.<\/p>\n\n\n\n

Tell us your top money lessons Nmabuobi<\/h2>\n\n\n\n
    \n
  1. Don\u2019t get something if you can\u2019t afford at least three of it, because you can\u2019t \u201ctruly\u201d afford it.<\/li>\n\n\n\n
  2. Live below your means, you\u2019ll keep up. I promise.<\/li>\n\n\n\n
  3. Invest in quality things, you spend way more money getting knockoffs over and over again.<\/li>\n<\/ol>\n\n\n\n

    What\u2019s one thing you never mind spending money on and why?<\/h2>\n\n\n\n

    Laundry, I really really do not like washing clothes.<\/p>\n\n\n\n

    Well, not many people like doing that too. Well done Nwabuobi and thank you!<\/h2>\n\n\n\n
    \n\n\n\n

    If you also want to avoid constant withdrawal of your savings and maintain a disciplined saving culture just like Nmabuobi, now is the time to start.<\/p>\n\n\n\n

    Get Started<\/a>.<\/p>\n\n\n\n

    <\/div>\n\n\n\n

    ALSO READ<\/strong><\/p>\n\n\n\n

    Money Chronicles: How Cowrywise Gave Me A Better Perspective to Personal Finance<\/a><\/p>\n\n\n\n

    Money Chronicles: How I Use Cowrywise to Delay Gratification and Save Toward My Needs<\/a><\/p>\n\n\n\n

    Money Chronicles: I Got My Parents to Signup on Cowrywise to Kickstart their Savings and Investments<\/a><\/p>\n\n\n\n

    Money Chronicles: Cowrywise Helped Me Build Discipline Towards My Savings Goals<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

    Money Chronicles showcases the honest money experiences of everyday people who use Cowrywise. Today, I spoke with Nmabuobi, one of our users…<\/p>\n","protected":false},"author":32,"featured_media":15231,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[300],"tags":[],"coauthors":[545],"class_list":{"0":"post-15131","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-testimonials"},"yoast_head":"\nMoney Chronicles: How I Became Disciplined With Savings Using Cowrywise<\/title>\n<meta name=\"description\" content=\"Nmabuobi tells us how Cowrywise has helped her build more financial discipline and also shares with us her top money lessons.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cowrywise.com\/blog\/how-i-became-disciplined-with-savings-using-cowrywise\/\" \/>\n<meta property=\"og:locale\" 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