{"id":1183,"date":"2018-09-13T12:16:59","date_gmt":"2018-09-13T11:16:59","guid":{"rendered":"https:\/\/cowrywise.com\/blog\/?p=1183"},"modified":"2021-11-19T08:03:47","modified_gmt":"2021-11-19T07:03:47","slug":"investment-guide-nigeria","status":"publish","type":"post","link":"https:\/\/cowrywise.com\/blog\/investment-guide-nigeria\/","title":{"rendered":"The Spicy Suya Investment Guide for Nigerians"},"content":{"rendered":"\n

Investing is just like buying and eating suya. Here’s our spicy investment guide for beginner investors in Nigeria.<\/p>\n\n\n\n

With charred spices filling the air as little droplets of oil kept stoking the already beaming coals, we stayed watching the skilled mai suya\u200a\u2014\u200awhich means the seller of beef kebabs in Hausa\u200a\u2014\u200agraciously turn around fine slices of beef. He would continually turn them around till he achieved the desired texture, which will, in turn, send signals of joy to your brain at every bite. I was always curious about how one knew exactly when the suya was ready, but that day all I wanted to do was take my taste buds on a trip so I forgot to ask.<\/p>\n\n\n\n

The Investment Guide Stoke!<\/h3>\n\n\n\n

As we walked back home, with our steaming suya properly garnished with fine yaji\u200a\u2014\u200asuya pepper just in case you\u2019re lost\u200a\u2014\u200aand vegetables, my friend started to question my suya buying habit and that triggered a thought. I realized that I was an ardent suya consumer, buying at least a thousand naira suya every day, and that got me thinking about my investments.<\/a> I am well aware that some people buy more than that, but with my present salary that is what I can comfortably afford every day; anyway that is not the point. If I could afford to buy that amount of suya every day, which is not a necessity, I definitely could start investing twice of that every day.<\/p>\n\n\n\n

Taking that into consideration I decided to stoke my investment flame, such that for anything I could live without but spent money on every day, I would invest twice of that amount every day. With time, I realized I could not equally match double value investments for each luxury spending in my life which led to another decision; if I cannot afford to invest twice the amount of an item I can live without I would not get it. This investment guide started with suya remember? So let\u2019s delve more into what suya or any other grilled meat meal can teach us about investing.<\/a><\/p>\n\n\n

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<\/span>Guides<\/span><\/a><\/span>Money Map<\/span><\/a><\/div>\n

Kakeibo: The Japanese Art of Mindful Spending<\/a><\/h3>\n
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<\/div>\n <\/a>\n <\/div>\n <\/div>\n \n
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<\/span>Guides<\/span><\/a><\/span>Investing<\/span><\/a><\/div>\n

This One Mistake You\u2019re Making is Ruining Your Financial Future<\/a><\/h3>\n
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Marinate Your Savings<\/h3>\n\n\n\n

There is something special about the taste of suya and it comes from the process of marinating it in a blend of amazing spices. This is what makes it different from regular meat that is only seasoned before cooking. Raw meat stored up in the freezer will not taste as good as marinated meat kept in the freezer when both are cooked or grilled after a while.<\/p>\n\n\n\n

Marinated meat, that is meat dipped in a fine mix of spices and kept for some time, is what gives your suya a unique taste as the heat of coal cooks up meat which has soaked up beautiful juices that take your taste buds on a pleasurable date.<\/p>\n\n\n\n

The lesson here? When I started the double amount journey, I did not start investing outrightly. What I did was to separate the money in another bank account, so it was basically savings<\/a> and not investing, no additional value. Don\u2019t just save money<\/a> let your money soak up some juicy interests<\/a>\u200a\u2014\u200aif it isn\u2019t against your religion. That way, when you have a need to use it you have some extra toppings and it will not feel like eating sparsely spiced meat when you could be eating suya.<\/p>\n\n\n\n

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Be Patient with the Process<\/h3>\n\n\n\n

Still, on marinating, your suya\u200a\u2014\u200aI mean proper suya by the way\u200a\u2014\u200awon\u2019t have those beautiful flavours playing around each layer if your mallam kept tampering with the sauce every moment. That is the same reason why properly barbecue tastes super great; the meat gets locked up with the spices and is allowed to soak them up without any disturbance. So that even when you crack into the bones of chicken suya you still get to taste the juices, because the process was not tampered with.<\/p>\n\n\n\n

Similarly, if you want to enjoy great interests you need to make a decision not to tamper with your investments.<\/a>  This is easier with the lock-up feature on Cowry<\/a>wise. I made a decision to lock mine up for two years, that way I cannot tamper it until the maturity date and I also get to earn juicy returns.<\/p>\n\n\n\n

\"investing-guide-nigerians\"<\/figure><\/div>\n\n\n\n

To make that easier, you can follow my friend\u2019s pattern. She has various investment plans for different tenures. Some for three months, some for six months and some others locked up for years\u200a\u2014\u200alike the one set aside for her children\u2019s university fees. That way she can get to access them at different periods based on her projected needs, so getting cash strapped will not happen. Interestingly, she has all these plans running on one account which makes it quite easier and less stressful for her.<\/p>\n\n\n\n

The Final Bite<\/h3>\n\n\n\n

When all is done properly and you sit down to have your suya\/grilled chicken you end savouring each moment till the final bite because someone was patient enough to marinate the meat the right way.<\/p>\n\n\n\n

Similarly, that is what happens when you go about your investment journey the right way. Here is a summary of what you should have learnt from this simple investment guide:
\u25cf Invest twice the amount of anything you spend money daily on but isn\u2019t a need.
\u25cf If you cannot do the above for any item you probably should stop spending on it.
\u25cf Marinate your investments.<\/p>\n\n\n\n

Try getting some great suya this week and use the save as you earn investment option<\/a> on Cowrywise to make this process easier. I hope to share more tips some other time.<\/p>\n","protected":false},"excerpt":{"rendered":"

Investing can be likened to spicy suya. This is a simple investment guide for Nigerians looking to start their investment journey.<\/p>\n","protected":false},"author":1,"featured_media":6419,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[134],"tags":[243],"coauthors":[],"class_list":{"0":"post-1183","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-money-guides-and-tips","8":"tag-planning"},"yoast_head":"\nThe Spicy Suya Investment Guide for Nigerians - Cowrywise Blog<\/title>\n<meta name=\"description\" content=\"Investing can be likened to spicy suya. 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