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	Comments on: 9 Bad Money Habits You Need to Stop ASAP	</title>
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	<link>https://cowrywise.com/blog/bad-money-habits/</link>
	<description>Different articles and personal stories about managing money! Learn everything you need to know to plan and secure your financial future now. Read now.</description>
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		<title>
		By: Mojisola O.		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-61329</link>

		<dc:creator><![CDATA[Mojisola O.]]></dc:creator>
		<pubDate>Tue, 12 Sep 2023 14:48:11 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-61329</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://cowrywise.com/blog/bad-money-habits/#comment-13618&quot;&gt;Ope&lt;/a&gt;.

Thanks for this. Teaching my kids abot money is a priority to me.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://cowrywise.com/blog/bad-money-habits/#comment-13618">Ope</a>.</p>
<p>Thanks for this. Teaching my kids abot money is a priority to me.</p>
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		<title>
		By: Eghosa Uyi-Eribo		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-58613</link>

		<dc:creator><![CDATA[Eghosa Uyi-Eribo]]></dc:creator>
		<pubDate>Tue, 23 May 2023 18:50:36 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-58613</guid>

					<description><![CDATA[Thank you very much]]></description>
			<content:encoded><![CDATA[<p>Thank you very much</p>
]]></content:encoded>
		
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		<title>
		By: Aanuoluwapo Omisope		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-53739</link>

		<dc:creator><![CDATA[Aanuoluwapo Omisope]]></dc:creator>
		<pubDate>Wed, 08 Feb 2023 10:02:23 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-53739</guid>

					<description><![CDATA[Thanks for this]]></description>
			<content:encoded><![CDATA[<p>Thanks for this</p>
]]></content:encoded>
		
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		<title>
		By: Adeyinka Adebo		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-50728</link>

		<dc:creator><![CDATA[Adeyinka Adebo]]></dc:creator>
		<pubDate>Wed, 16 Nov 2022 05:57:56 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-50728</guid>

					<description><![CDATA[This is just a trick of wooing you to save your money with them. Saving money has never made anyone grow. The risk inherent in Saving is very low, therefore, you earn low return. Saving is not a good investment, channel your money into a productive venture where high returns can be earned. 

Ask them for how much interest they will pay on your savings, I can bet it with anyone, it won&#039;t be more than 10% per annum, however, if you are taking loan from, you&#039;ll be deceived with single digit interest rate. E.g 3% flat, which is equivalent to almost 36% per annum. Arithmetically, they will make over 26% on your hard earned money you&#039;re saving with them. My people, please be wise and shine your eyes. These people are just ripping you off. Use your money for productive business venture, you will earn higher returns from it. However, the risk is very high. As I said earlier, high risk begets high returns, while low  risk ventures earn low returns.]]></description>
			<content:encoded><![CDATA[<p>This is just a trick of wooing you to save your money with them. Saving money has never made anyone grow. The risk inherent in Saving is very low, therefore, you earn low return. Saving is not a good investment, channel your money into a productive venture where high returns can be earned. </p>
<p>Ask them for how much interest they will pay on your savings, I can bet it with anyone, it won&#8217;t be more than 10% per annum, however, if you are taking loan from, you&#8217;ll be deceived with single digit interest rate. E.g 3% flat, which is equivalent to almost 36% per annum. Arithmetically, they will make over 26% on your hard earned money you&#8217;re saving with them. My people, please be wise and shine your eyes. These people are just ripping you off. Use your money for productive business venture, you will earn higher returns from it. However, the risk is very high. As I said earlier, high risk begets high returns, while low  risk ventures earn low returns.</p>
]]></content:encoded>
		
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		<title>
		By: Adebayo adeyemi		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-46643</link>

		<dc:creator><![CDATA[Adebayo adeyemi]]></dc:creator>
		<pubDate>Wed, 07 Sep 2022 05:28:57 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-46643</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://cowrywise.com/blog/bad-money-habits/#comment-13620&quot;&gt;Ope&lt;/a&gt;.

Good morning 
Pls  want logging into my Cowrywise 
Is not going mam/sir
Pls help out]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://cowrywise.com/blog/bad-money-habits/#comment-13620">Ope</a>.</p>
<p>Good morning<br />
Pls  want logging into my Cowrywise<br />
Is not going mam/sir<br />
Pls help out</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: Folaranmi		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-40171</link>

		<dc:creator><![CDATA[Folaranmi]]></dc:creator>
		<pubDate>Wed, 01 Jun 2022 17:45:23 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-40171</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://cowrywise.com/blog/bad-money-habits/#comment-13581&quot;&gt;Ajayi&lt;/a&gt;.

Thank you. This is really helpful]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://cowrywise.com/blog/bad-money-habits/#comment-13581">Ajayi</a>.</p>
<p>Thank you. This is really helpful</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: Pelumi		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-40168</link>

		<dc:creator><![CDATA[Pelumi]]></dc:creator>
		<pubDate>Wed, 01 Jun 2022 17:03:54 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-40168</guid>

					<description><![CDATA[Great]]></description>
			<content:encoded><![CDATA[<p>Great</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: Isipi precious		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-37250</link>

		<dc:creator><![CDATA[Isipi precious]]></dc:creator>
		<pubDate>Thu, 28 Apr 2022 09:10:40 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-37250</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://cowrywise.com/blog/bad-money-habits/#comment-27940&quot;&gt;Ope&lt;/a&gt;.

How can I get loan to enjoy this business because me I don&#039;t understand I can place orders app]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://cowrywise.com/blog/bad-money-habits/#comment-27940">Ope</a>.</p>
<p>How can I get loan to enjoy this business because me I don&#8217;t understand I can place orders app</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Isioma marvellous		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-37238</link>

		<dc:creator><![CDATA[Isioma marvellous]]></dc:creator>
		<pubDate>Thu, 28 Apr 2022 05:41:13 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-37238</guid>

					<description><![CDATA[I&#039;ll recommend the book rich Dad poor dad by Robert kiyosaki. Most of the bad Money habits listed in the article above, was derived from this book. You will find more of bad money mistakes you should avoid in the book written by Robert.]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ll recommend the book rich Dad poor dad by Robert kiyosaki. Most of the bad Money habits listed in the article above, was derived from this book. You will find more of bad money mistakes you should avoid in the book written by Robert.</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Adaeze		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-33352</link>

		<dc:creator><![CDATA[Adaeze]]></dc:creator>
		<pubDate>Tue, 29 Mar 2022 16:09:33 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-33352</guid>

					<description><![CDATA[Thank you Ope for this wonderful reminder. I’m sure to put them into practice ASAP]]></description>
			<content:encoded><![CDATA[<p>Thank you Ope for this wonderful reminder. I’m sure to put them into practice ASAP</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: Opeyemi		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-32861</link>

		<dc:creator><![CDATA[Opeyemi]]></dc:creator>
		<pubDate>Wed, 23 Mar 2022 09:16:44 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-32861</guid>

					<description><![CDATA[Wow!! I love this  write up...I really learnt a lot from it]]></description>
			<content:encoded><![CDATA[<p>Wow!! I love this  write up&#8230;I really learnt a lot from it</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: Peter		</title>
		<link>https://cowrywise.com/blog/bad-money-habits/#comment-31451</link>

		<dc:creator><![CDATA[Peter]]></dc:creator>
		<pubDate>Wed, 02 Mar 2022 18:25:55 +0000</pubDate>
		<guid isPermaLink="false">https://cowrywise.com/blog/?p=4656#comment-31451</guid>

					<description><![CDATA[What an eye opener.... More grace Open.]]></description>
			<content:encoded><![CDATA[<p>What an eye opener&#8230;. More grace Open.</p>
]]></content:encoded>
		
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